INSIGHT

270 WINDING HOLLOW BLVD
Winter Springs, FL 32708

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 67344
Date Established 1991
Assets $571.40 million
Loans $331.44 million
Deposits $514.72 million
Capital $52.63 million

Insight is an NCUA insured institution located in Winter Springs, FL. It was founded in 1991 and has approximately $571.4 millions in assets.

Who can join?

Membership is open to anyone who lives or works in the following Central Florida counties:

Lake, Orange, Seminole, Volusia, Brevard, Sumter, Putnam, Citrus, Marion, Levy, Dixie, Taylor, Gilchrist, Columbia, Suwannee

Church members, employees, and members of the clergy in the Episcopal Diocese of Central Florida, the Episcopal Diocese of Southeast Florida, the Episcopal Diocese of Southwest Florida or the Episcopal Diocese of Florida and their family members are also eligible for membership.

In addition, by becoming a member of one of the following Foundations, you become eligible for membership in the credit union. A $25 tax-deductible donation to one of these Foundations is all you need to make to become a member.

The Educational Foundation of Lake County
The Foundation for Seminole County Public Schools
The Foundation for Seminole State College
The Foundation for Orange County Public Schools

Field of Membership Restrictions

Insight Credit Union of Florida is open to the residents and the people that maintain employment within the qualified counties of Central Florida that are listed on the credit union website, members of the Insight Community Foundation, as well as the employees and clergy members of the Episcopal Diocese of Florida, Central Florida, and SouthEast/West Florida and their family members, along with the current members of the qualified foundations/organizations/associations that are listed on the credit union website.

Deposit Rates - August 25, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.05% $2,500 $9,999 Learn MoreShow Less
Money Market
0.05% $10,000 $24,999 Learn MoreShow Less
Money Market
0.05% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.80% $1,000 $99,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.35% $1,000 $99,999 Learn MoreShow Less
6 Mo CD
0.55% $1,000 $99,999 Learn MoreShow Less
12 Mo CD
0.80% $1,000 $99,999 Learn MoreShow Less
24 Mo CD
1.15% $1,000 $99,999 Learn MoreShow Less
36 Mo CD
1.40% $1,000 $99,999 Learn MoreShow Less
48 Mo CD
1.60% $1,000 $99,999 Learn MoreShow Less
60 Mo CD
1.80% $1,000 $99,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $100 - Learn MoreShow Less

Loan Rates - August 25, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for INSIGHT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.529% 3.500% 0.38 $898 $1,123 Learn More
Rocket Mortgage
NMLS ID: 3030
4.625% 4.625% 0.00 $0 $1,286 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

Note to INSIGHT
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Insight branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Insight Locations


Financial Details

Insight Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Insight. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Insight U.S. Average
9.62% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Insight had $3,633,179 in non-current loans and $1,715,342 in owned assets. To cover these potential losses it had $52,633,610 in net worth and $2,965,481 in loans loss reserves. That gives it a Texas Ratio of 9.62%.

Net Worth
Insight U.S. Average
9.21% 13.47%

Insight FCU has a net worth of 9.21% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Insight

Branches and Savings

What is Insight?

A federal credit union, registered with the NCUA under certificate #67344.
Learn more about credit unions here.

Is Insight FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Insight?

Please see Field of Membership information above for information on who is eligible to join.

What are Insight's share account and share certificate rates?

Insight's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Insight?

Insight has total capital of $52.63 million. Full information on Insight's financial position is located above.

Who owns Insight?

Credit Unions are owned by their members.

Where are Insight branches located?

See branch locations nearby.

Are Insight ATMs Open 24/7?

Do Insight ATMs accept cash deposits?

Can Insight customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Insight have a mobile app?

Does Insight have mobile deposit?

Does Insight have quick pay?

How can Insight transfer money to other banks or credit unions?

Does Insight report to credit bureaus?

Does Insight use Chexsystems?

Does Insight use Equifax?

What is Insight's toll free phone number?

What is Insight's ACH Routing Number?

What is Insight's SWIFT code?

Where can I find Insight's wire transfer form?

What is the Insight address for deposits?

What Products Does Insight Offer

Does Insight offer mortgages?

Compare mortgage rates here.

Does Insight offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Insight offer auto and RV loans?

Compare auto loan rates here.

Does Insight offer student loans or personal loans?

Compare personal loan rates here.

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