INTEGRA FIRST

Headquarters

PO BOX 604
Powers, MI 49874
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.40% →
1-Year CD 0.46% 1.15% →
2-Year CD 0.66% 1.26% →
5-Year CD 1.31% 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Integra First is an NCUA insured institution located in Powers, MI. It was founded in 1948 and has approximately $97.66 millions in assets.

NCUA Insured Yes
Charter Number # # 5748
Date Established 1948
Assets $97.66 million
Loans $55.73 million
Deposits $87.42 million
Capital $9.70 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in and other legal entities located in Integra First, Michigan and Marinette County, Wisconsin.

Deposit Rates - July 5, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $10 - Learn More
Money Market
0.10% $500 $9,999 Learn More
Money Market
0.20% $10,000 $24,999 Learn More
Money Market
0.30% $25,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.26% $2,500 - Learn More
12 Mo CD
0.46% $500 - Learn More
24 Mo CD
0.66% $500 - Learn More
36 Mo CD
0.91% $500 - Learn More
48 Mo CD
1.16% $500 - Learn More
60 Mo CD
1.31% $500 - Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.55% $10 - Learn MoreShow Less

Loan Rates - July 5, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for INTEGRA FIRST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

Note to INTEGRA FIRST
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Integra First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Integra First Locations


Financial Details

Integra First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Integra First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Integra First U.S. Average
4.12% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Integra First had $403,739 in non-current loans and $800 in owned assets. To cover these potential losses it had $9,696,104 in net worth and $116,218 in loans loss reserves. That gives it a Texas Ratio of 4.12%.

Net Worth
Integra First U.S. Average
9.92% 13.86%

Integra First FCU has a net worth of 9.92% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Integra First

Branches and Savings

What is Integra First?

A federal credit union, registered with the NCUA under certificate #5748.
Learn more about credit unions here.

Is Integra First FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Integra First?

Please see Field of Membership information above for information on who is eligible to join.

What are Integra First's share account and share certificate rates?

Integra First's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Integra First?

Integra First has total capital of $9.70 million. Full information on Integra First's financial position is located above.

Who owns Integra First?

Credit Unions are owned by their members.

Where are Integra First branches located?

See branch locations nearby.

Are Integra First ATMs Open 24/7?

Do Integra First ATMs accept cash deposits?

Can Integra First customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Integra First have a mobile app?

Does Integra First have mobile deposit?

Does Integra First have quick pay?

How can Integra First transfer money to other banks or credit unions?

Does Integra First report to credit bureaus?

Does Integra First use Chexsystems?

Does Integra First use Equifax?

What is Integra First's toll free phone number?

What is Integra First's ACH Routing Number?

What is Integra First's SWIFT code?

Where can I find Integra First's wire transfer form?

What is the Integra First address for deposits?

What Products Does Integra First Offer

Does Integra First offer mortgages?

Compare mortgage rates here.

Does Integra First offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Integra First offer auto and RV loans?

Compare auto loan rates here.

Does Integra First offer student loans or personal loans?

Compare personal loan rates here.

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