Integra First Federal Credit Union


Po Box 604
Powers, MI 49874
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.85% →
1-Year CD 0.46% 0.85% →
2-Year CD 0.66% 0.80% →
5-Year CD 1.31% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Integra First is an NCUA insured institution located in Powers, MI. It was founded in 1948 and has approximately $121.96 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 5748
Date Established 1948
Assets $121.96 million
Loans $63.37 million
Deposits $111.39 million
Capital $10.11 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in and other legal entities located in Integra First, Michigan and Marinette County, Wisconsin.

Deposit Rates - December 8, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $10 - Learn More
Money Market
0.10% $500 $9,999 Learn More
Money Market
0.20% $10,000 $24,999 Learn More
Money Market
0.30% $25,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.26% $2,500 - Learn More
12 Mo CD
0.46% $500 - Learn More
24 Mo CD
0.66% $500 - Learn More
36 Mo CD
0.91% $500 - Learn More
48 Mo CD
1.16% $500 - Learn More
60 Mo CD
1.31% $500 - Learn More

Loan Rates - December 8, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for INTEGRA FIRST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.872% 3.750% 1.00 $3,750 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Integra First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Integra First Locations

Climate Initiatives

INTEGRA FIRST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Integra First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Integra First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Integra First U.S. Average
5.12% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Integra First had $390,000 in non-current loans and $135,000 in owned assets. To cover these potential losses it had $10,111,617 in net worth and $132,497 in loans loss reserves. That gives it a Texas Ratio of 5.12%.

Net Worth
Integra First U.S. Average
8.29% 12.22%

Integra First FCU has a net worth of 8.29% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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