1450 Ala Moana Blvd Ste 1300
Honolulu, HI 96814
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Island Tradition is an NCUA insured institution located in Honolulu, HI. It was founded in 1937 and has approximately $2.8 millions in assets.

NCUA Insured Yes
Charter Number # # 1947
Date Established 1937
Assets $2.80 million
Loans $0.78 million
Deposits $2.57 million
Capital $0.22 million

Deposit Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Island Tradition

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Loan Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ISLAND TRADITION

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
NMLS ID: 2890
License#: MC-3098
2.669% 2.625% 0.63 $1,450 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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Below are Island Tradition branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Island Tradition Locations

Financial Details

Island Tradition Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Island Tradition. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Island Tradition U.S. Average
1.67% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Island Tradition had $3,960 in non-current loans and $0 in owned assets. To cover these potential losses it had $217,622 in net worth and $20,022 in loans loss reserves. That gives it a Texas Ratio of 1.67%.

Net Worth
Island Tradition U.S. Average
7.78% 13.61%

Island Tradition FCU has a net worth of 7.78% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Island Tradition

Branches and Savings

What is Island Tradition?

A federal credit union, registered with the NCUA under certificate #1947.
Learn more about credit unions here.

Is Island Tradition FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Island Tradition?

Please see Field of Membership information above for information on who is eligible to join.

What are Island Tradition's share account and share certificate rates?

Island Tradition's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Island Tradition?

Island Tradition has total capital of $0.22 million. Full information on Island Tradition's financial position is located above.

Who owns Island Tradition?

Credit Unions are owned by their members.

Where are Island Tradition branches located?

See branch locations nearby.

Are Island Tradition ATMs Open 24/7?

Do Island Tradition ATMs accept cash deposits?

Can Island Tradition customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Island Tradition have a mobile app?

Does Island Tradition have mobile deposit?

Does Island Tradition have quick pay?

How can Island Tradition transfer money to other banks or credit unions?

Does Island Tradition report to credit bureaus?

Does Island Tradition use Chexsystems?

Does Island Tradition use Equifax?

What is Island Tradition's toll free phone number?

What is Island Tradition's ACH Routing Number?

What is Island Tradition's SWIFT code?

Where can I find Island Tradition's wire transfer form?

What is the Island Tradition address for deposits?

What Products Does Island Tradition Offer

Does Island Tradition offer mortgages?

Compare mortgage rates here.

Does Island Tradition offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Island Tradition offer auto and RV loans?

Compare auto loan rates here.

Does Island Tradition offer student loans or personal loans?

Compare personal loan rates here.

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