Jackson County 1st Credit Union

Headquarters

Po Box 954
Marianna, FL 32447
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Jackson County 1st is an NCUA insured institution located in Marianna, FL. It was founded in 1991 and has approximately $48.48 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 67334
Date Established 1991
Assets $48.48 million
Loans $19.35 million
Deposits $40.92 million
Capital $8.76 million
 

Field of Membership Restrictions

Jackson County Teachers Credit Union is open to those who live or work in Jackson County, Florida.

Deposit Rates - October 1, 2026

Your Current Location: Mississippi, MS

We do not yet have rates for Jackson County 1st

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Loan Rates - October 1, 2026

Your Current Location: Mississippi, MS

There are currently no loan rates available for Jackson County 1st

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Mississippi 30 Year Fixed Mortgage Rates 2026

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Featured - Mississippi Home Equity Line Of Credit Rates 2026

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Branches

Below are Jackson County 1st branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Long Beach,Mississippi


Jackson County 1st Locations


BranchDistance Map View Lobby Hours

Jackson Co Teachers CU

210.87 A View Lobby Hours


Climate Policy and Initiatives

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Financial Details

Jackson County 1st Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Jackson County 1st. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Jackson County 1st U.S. Average
3.98% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Jackson County 1st had $345,115 in non-current loans and $8,409 in owned assets. To cover these potential losses it had $8,764,970 in net worth and $116,384 in loans loss reserves. That gives it a Texas Ratio of 3.98%.

Net Worth
Jackson County 1st U.S. Average
18.08% 14.48%

Jackson County 1st FCU has a net worth of 18.08% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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