Po Box 3006
Kalamazoo, MI 49003
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.65% →
1-Year CD 0.60% 0.70% →
2-Year CD 0.60% 0.75% →
5-Year CD 1.25% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Kalsee is an NCUA insured institution located in Kalamazoo, MI. It was founded in 1954 and has approximately $232.51 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 61219
Date Established 1954
Assets $232.51 million
Loans $156.25 million
Deposits $206.71 million
Capital $23.53 million

Field of Membership Restrictions

Kalsee Credit Union of Michigan is open to the residents, registered students, and the people that maintain employment within these qualified counties: Allegan, Barry, Branch, Calhoun, Cass, Kalamazoo, St.Joseph, and Van Buren, along with the retired seniors that receive an income compensation allotment, of any type, residing in Kalamazoo County or one of its neighbors, as well as the family members of these eligible people.

Deposit Rates - June 12, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.85% $10,000 $14,999 Learn More
36 Mo CD
0.85% $100,000 $199,999 Learn More
48 Mo CD
0.95% $10,000 $14,999 Learn More
48 Mo CD
0.95% $100,000 $199,999 Learn More
60 Mo CD
1.25% $10,000 $14,999 Learn More
60 Mo CD
1.25% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.75% $1 $499 Learn MoreShow Less

Loan Rates - June 12, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for KALSEE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
CIT Bank
NMLS ID: 541760
2.945% 2.875% 0.88 $2,268 $1,038 Learn More
Morty, Inc.
NMLS ID: 1429243
2.472% 2.375% 0.88 $3,215 $972 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to KALSEE
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Kalsee branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Kalsee Locations

Financial Details

Kalsee Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Kalsee. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Kalsee U.S. Average
5.72% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Kalsee had $1,369,867 in non-current loans and $36,000 in owned assets. To cover these potential losses it had $23,530,132 in net worth and $1,060,687 in loans loss reserves. That gives it a Texas Ratio of 5.72%.

Net Worth
Kalsee U.S. Average
10.12% 12.67%

Kalsee FCU has a net worth of 10.12% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Kalsee

Branches and Savings

What is Kalsee?

A credit union, registered with the NCUA under certificate #61219.
Learn more about credit unions here.

Is Kalsee FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Kalsee is insured by the NCUA.

Who can join Kalsee?

Please see Field of Membership information above for information on who is eligible to join.

What are Kalsee's share account and share certificate rates?

Kalsee's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Kalsee?

Kalsee has total capital of $23.53 million. Full information on Kalsee's financial position is located above.

Who owns Kalsee?

Credit Unions are owned by their members.

Where are Kalsee branches located?

See branch locations nearby.

Are Kalsee ATMs Open 24/7?

Do Kalsee ATMs accept cash deposits?

Can Kalsee customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Kalsee have a mobile app?

Does Kalsee have mobile deposit?

Does Kalsee have quick pay?

How can Kalsee transfer money to other banks or credit unions?

Does Kalsee report to credit bureaus?

Does Kalsee use Chexsystems?

Does Kalsee use Equifax?

What is Kalsee's toll free phone number?

What is Kalsee's ACH Routing Number?

What is Kalsee's SWIFT code?

Where can I find Kalsee's wire transfer form?

What is the Kalsee address for deposits?

What Products Does Kalsee Offer

Does Kalsee offer mortgages?

Compare mortgage rates here.

Does Kalsee offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Kalsee offer auto and RV loans?

Compare auto loan rates here.

Does Kalsee offer student loans or personal loans?

Compare personal loan rates here.

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