Kauai Ohana Federal Credit Union

Headquarters

2969 Umi St
Lihue, HI 96766
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Kauai Ohana is an NCUA insured institution located in Lihue, HI. It was founded in 1938 and has approximately $63.23 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2577
Date Established 1938
Assets $63.23 million
Loans $35.09 million
Deposits $57.74 million
Capital $5.27 million
 

Field of Membership Restrictions

Membership is open to teachers and employees of County of Kauai Schools and students of Kauai County High and Intermediate Schools and their parents.

Deposit Rates - October 2, 2026

Your Current Location: Arizona, AZ

We do not yet have rates for Kauai Ohana

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Loan Rates - October 2, 2026

Your Current Location: Arizona, AZ

There are currently no loan rates available for Kauai Ohana

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Arizona 30 Year Fixed Mortgage Rates 2026

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Featured - Arizona Home Equity Line Of Credit Rates 2026

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Branches

Below are Kauai Ohana branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Somerton,Arizona


Kauai Ohana Locations


BranchDistance Map View Lobby Hours

FISERV

948.57 A View Lobby Hours

Kauai Government EFCU

2477.65 B View Lobby Hours

Kauai Teachers FCU

2477.69 C View Lobby Hours


Climate Policy and Initiatives

KAUAI OHANA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Kauai Ohana Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Kauai Ohana. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Kauai Ohana U.S. Average
7.36% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Kauai Ohana had $358,061 in non-current loans and $48,483 in owned assets. To cover these potential losses it had $5,267,901 in net worth and $257,887 in loans loss reserves. That gives it a Texas Ratio of 7.36%.

Net Worth
Kauai Ohana U.S. Average
8.7% 14.48%

Kauai Ohana FCU has a net worth of 8.7% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Kauai Ohana

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