Keesler

P O Box 7001
Biloxi, MS 39534

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 5561
Date Established 1947
Assets $2,390.54 million
Loans $1,335.11 million
Deposits $2,031.76 million
Capital $308.90 million

Keesler is an NCUA insured institution located in Biloxi, MS. It was founded in 1947 and has approximately $2390.54 millions in assets.

Who can join?

You are eligible for membership if you live, work, worship or attend school in Pearl River, Harrison or Hancock Counties or select census tracts in Jackson County, Mississippi.

You are also eligible if you or anyone in your family works at or belongs to any of our many Select Employee Groups located on the Mississippi Gulf Coast. Membership is also offered if you or anyone in your family works at Keesler AFB or United Kingdom Royal AFBs.

Field of Membership Restrictions

Here are just of few of the ways you can join: Military or retired military who can use the services at Keesler Air Force Base or at Royal Air Force Bases in the UK; work at one of our 300 plus select employee groups; have a family member who’s a KFCU member; live, work, worship or attend school in Forrest, Pearl River, Harrison or Hancock Counties or select census tracts in Jackson County, Mississippi.

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.50% $1,000 $99,999 Learn MoreShow Less
3 Mo CD 100K
0.60% $100,000 - Learn MoreShow Less
6 Mo CD 10K
0.55% $1,000 $99,999 Learn MoreShow Less
6 Mo CD 100K
0.65% $100,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
1.00% $1,000 $99,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.75% $25 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.40% $2,500 $9,999 Learn MoreShow Less
MM 10K
0.40% $10,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.15% $1 $2,499 Learn MoreShow Less
Int Ckg 2.5K
0.20% $2,500 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

BestCashCow tracks mortgage, home equity, and auto loan rates. In the future, we will be adding other loan products. Please contact the lender for questions about their loan products.

Home Equity Rates APR Rate Monthly Payment
Line of Credit 2.49% 2.49% Varies Learn MoreShow Less
Auto Loan Rates APR Rate Monthly Payment
3 Year 1.49% 1.49% $710.51 Learn MoreShow Less
4 Year 1.89% 1.89% $541.18 Learn MoreShow Less
5 Year 1.89% 1.89% $436.99 Learn MoreShow Less
Refinance Mortgage Rates APR Rate Monthly Payment
15 Year Fixed Conforming 3.25% 3.13% $1,742.13 Learn MoreShow Less
15 Year Fixed Jumbo 3.19% 3.13% $1,742.13 Learn MoreShow Less
20 Year Fixed Conforming 3.73% 3.63% $1,466.66 Learn MoreShow Less
20 Year Fixed Jumbo 3.67% 3.63% $1,466.66 Learn MoreShow Less
30 Year Fixed Conforming 3.95% 3.88% $1,176.31 Learn MoreShow Less
30 Year Fixed Jumbo 3.91% 3.88% $1,176.31 Learn MoreShow Less
Purchase Mortgage Rates APR Rate Monthly Payment
15 Year Fixed Conforming 3.25% 3.13% $1,742.13 Learn MoreShow Less
15 Year Fixed Jumbo 3.19% 3.13% $1,742.13 Learn MoreShow Less
20 Year Fixed Conforming 3.73% 3.63% $1,466.66 Learn MoreShow Less
20 Year Fixed Jumbo 3.67% 3.63% $1,466.66 Learn MoreShow Less
30 Year Fixed Conforming 3.95% 3.88% $1,176.31 Learn MoreShow Less
30 Year Fixed Jumbo 3.91% 3.88% $1,176.31 Learn MoreShow Less

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

Below are Keesler branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Keesler Locations

Financial Details

Keesler Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Keesler. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
Keesler U.S. Average
3.14% 7.80%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of December 31, 2016, Keesler had $6,624,940 in non-current loans and $3,291,522 in owned assets. To cover these potential losses it had $308,896,833 in net worth and $6,995,494 in loans loss reserves. That gives it a Texas Ratio of 3.14%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
Keesler U.S. Average
13.67% 13.06%

Keesler FCU has a net worth of 13.67% versus the BestCashCow average of 13.06%. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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