KEESLER

P O Box 7001
Biloxi, MS 39534

Phone: 888-533-7537

Overview
Membership
Deposit Rates
Loan Rates
Branches
Financial Details
FAQs
Articles
Reviews

2019 Overview

General Credit Union Information


NCUA Insured	Yes
Charter Number #	# 5561
Date Established	1947
Assets	$2,614.39 million
Loans	$1,856.26 million
Deposits	$2,203.65 million
Capital	$395.86 million

Keesler is an NCUA insured institution located in Biloxi, MS. It was founded in 1947 and has approximately $2614.39 millions in assets.

Who can join?

You are eligible for membership if you live, work, worship or attend school in Pearl River, Harrison or Hancock Counties or select census tracts in Jackson County, Mississippi.

You are also eligible if you or anyone in your family works at or belongs to any of our many Select Employee Groups located on the Mississippi Gulf Coast. Membership is also offered if you or anyone in your family works at Keesler AFB or United Kingdom Royal AFBs.

Field of Membership Restrictions

Here are just of few of the ways you can join: Military or retired military who can use the services at Keesler Air Force Base or at Royal Air Force Bases in the UK; work at one of our 300 plus select employee groups; have a family member who’s a KFCU member; live, work, worship or attend school in Forrest, Pearl River, Harrison or Hancock Counties or select census tracts in Jackson County, Mississippi.

Deposit Rates - March 25, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates)	APY	MIN	MAX
Savings	0.25%	$1	$4,999	Learn MoreShow Less
Compare with 2.25% APY Platinum Online Savings Account from Northfield Bank \| Advertiser Disclosure
Money Market	0.40%	$2,500	$9,999	Learn MoreShow Less
Money Market	0.40%	$10,000	$49,999	Learn MoreShow Less

Fixed IRA Rates	APY	MIN	MAX
	1.05%	$1,000	$99,999	Learn MoreShow Less

CD Rates (Share Certificate Rates)	APY	MIN	MAX
	0.55%	$1,000	$99,999	Learn MoreShow Less
3 Mo CD	0.65%	$100,000	-	Learn MoreShow Less
	0.60%	$1,000	$99,999	Learn MoreShow Less
6 Mo CD	0.70%	$100,000	-	Learn MoreShow Less
	1.05%	$1,000	$99,999	Learn MoreShow Less
12 Mo CD	1.15%	$100,000	-	Learn MoreShow Less
	1.20%	$1,000	$99,999	Learn MoreShow Less
18 Mo CD	1.30%	$100,000	-	Learn MoreShow Less
	1.35%	$1,000	$99,999	Learn MoreShow Less
24 Mo CD	1.45%	$100,000	-	Learn MoreShow Less
	1.55%	$1,000	$99,999	Learn MoreShow Less
36 Mo CD	1.65%	$100,000	-	Learn MoreShow Less
	1.80%	$1,000	$99,999	Learn MoreShow Less
48 Mo CD	1.90%	$100,000	-	Learn MoreShow Less
	2.05%	$1,000	$99,999	Learn MoreShow Less
60 Mo CD	2.15%	$100,000	-	Learn MoreShow Less

Variable IRA Rates	APY	MIN	MAX
Var IRA	0.75%	$25	-	Learn MoreShow Less

Int Checking Rates	APY	MIN	MAX
Int Ckg	0.15%	$1	$2,499	Learn MoreShow Less
Int Ckg	0.20%	$2,500	-	Learn MoreShow Less

Loan Rates - March 25, 2019

Your Current Location: Virginia, VA 20146

Home Equity Rates	APR	Rate	Monthly Payment
Line of Credit	5.50%	5.50%	Varies	Learn MoreShow Less
Compare with 4.49 RATE Line of Credit from Third Federal Savings and Loans See All Home Equity Rates

Auto Loan Rates	APR	Rate	Monthly Payment
3 Year	2.24%	2.24%	$718.69	Learn MoreShow Less
4 Year	2.24%	2.24%	$545.00	Learn MoreShow Less
5 Year	2.24%	2.24%	$440.82	Learn MoreShow Less

Refinance Mortgage Rates	APR	Rate	Monthly Payment
5 Year Adjustable Conforming	4.59%	3.38%	$1,105.93	Learn MoreShow Less
15 Year Fixed Conforming	3.99%	3.88%	$1,834.22	Learn MoreShow Less
15 Year Fixed Jumbo	3.93%	3.88%	$1,834.22	Learn MoreShow Less
20 Year Fixed Conforming	4.47%	4.38%	$1,565.48	Learn MoreShow Less
20 Year Fixed Jumbo	4.42%	4.38%	$1,565.48	Learn MoreShow Less
30 Year Fixed Conforming	4.57%	4.50%	$1,266.71	Learn MoreShow Less
30 Year Fixed Jumbo	4.53%	4.50%	$1,266.71	Learn MoreShow Less

Purchase Mortgage Rates	APR	Rate	Monthly Payment
5 Year Adjustable Conforming	4.59%	3.38%	$1,105.93	Learn MoreShow Less
15 Year Fixed Conforming	3.99%	3.88%	$1,834.22	Learn MoreShow Less
15 Year Fixed Jumbo	3.93%	3.88%	$1,834.22	Learn MoreShow Less
20 Year Fixed Conforming	4.47%	4.38%	$1,565.48	Learn MoreShow Less
20 Year Fixed Jumbo	4.42%	4.38%	$1,565.48	Learn MoreShow Less
30 Year Fixed Conforming	4.57%	4.50%	$1,266.71	Learn MoreShow Less
30 Year Fixed Jumbo	4.53%	4.50%	$1,266.71	Learn MoreShow Less

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

Below are Keesler branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia

Keesler Locations

Financial Details

Keesler Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Keesler. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio

Keesler	U.S. Average
4.99%	6.94

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2018, Keesler had $19,064,224 in non-current loans and $1,298,546 in owned assets. To cover these potential losses it had $395,864,285 in net worth and $12,272,480 in loans loss reserves. That gives it a Texas Ratio of 4.99%.

Net Worth

Keesler	U.S. Average
15.14%	13.08%

Keesler FCU has a net worth of 15.14% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.