2020 Overview
General Credit Union Information
Keesler is an NCUA insured institution located in Biloxi, MS. It was founded in 1947 and has approximately $3161.17 millions in assets.
Who can join?
You are eligible for membership if you live, work, worship or attend school in Pearl River, Harrison or Hancock Counties or select census tracts in Jackson County, Mississippi.
You are also eligible if you or anyone in your family works at or belongs to any of our many Select Employee Groups located on the Mississippi Gulf Coast. Membership is also offered if you or anyone in your family works at Keesler AFB or United Kingdom Royal AFBs.
| NCUA Insured | Yes |
| Charter Number # | # 5561 |
| Date Established | 1947 |
| Assets | $3,161.17 million |
| Loans | $2,411.01 million |
| Deposits | $2,701.49 million |
| Capital | $451.89 million |
Field of Membership Restrictions
Deposit Rates - October 23, 2020
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.25% | $2,500 | $4,999 |
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|
Money Market
|
1.40% | $2,500 | $2,999 |
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|
Money Market
|
1.40% | $10,000 | $14,999 |
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|
Money Market
|
1.40% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 3 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 6 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| Special: 9 Mo CD
|
0.65% | $1,000 | - |
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|
| Special: 9 Mo CD
|
0.75% | $100,000 | - |
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| 12 Mo CD
|
1.05% | $10,000 | $14,999 |
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| 12 Mo CD
|
1.05% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
1.05% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
1.15% | $100,000 | $199,999 |
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| Special: 21 Mo CD
|
1.51% | $1,000 | $99,999 |
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| Special: 21 Mo CD
|
1.61% | $100,000 | - |
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| 24 Mo CD
|
1.25% | $10,000 | $14,999 |
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| 24 Mo CD
|
1.35% | $100,000 | $199,999 |
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|
| Special: 30 Mo CD
|
1.78% | $1,000 | $99,999 |
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| 30 Mo CD
|
1.78% | $10,000 | $14,999 |
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| Special: 30 Mo CD
|
1.88% | $100,000 | - |
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| 30 Mo CD
|
1.88% | $100,000 | $199,999 |
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| 36 Mo CD
|
1.45% | $10,000 | $14,999 |
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| 36 Mo CD
|
1.55% | $100,000 | $199,999 |
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| 48 Mo CD
|
1.65% | $10,000 | $14,999 |
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| 48 Mo CD
|
1.75% | $100,000 | $199,999 |
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| 60 Mo CD
|
1.85% | $10,000 | $14,999 |
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| 60 Mo CD
|
1.95% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.75% | $1 | $499 | Learn More |
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Special: 9 Mo FIRA
|
0.65% | $1,000 | - | Learn More |
| Special: 9 Mo FIRA
|
0.75% | $100,000 | - | Learn More |
| Special: 21 Mo FIRA
|
1.51% | $1,000 | $99,999 | Learn More |
| Special: 21 Mo FIRA
|
1.61% | $100,000 | - | Learn More |
| Special: 30 Mo FIRA
|
1.78% | $1,000 | $99,999 | Learn More |
| Special: 30 Mo FIRA
|
1.88% | $100,000 | - | Learn More |
Loan Rates - October 23, 2020
Your Current Location: Virginia, VA 20146
| Home Equity Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| Line of Credit See Table |
5.50% | 5.50% | Varies | |
Compare with 2.24 RATE Line of Credit from Third Federal Savings and Loans
See All Home Equity Rates |
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| Auto Loan Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 3 Year | 2.49% | 2.49% | $721.42 | |
| 4 Year | 2.49% | 2.49% | $547.74 | |
| 5 Year | 2.49% | 2.49% | $443.57 |
| Refinance Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 5 Year Adjustable Conforming See Amortization Table |
4.54% | 3.25% | $1,088.02 | |
| 15 Year Fixed Conforming See Amortization Table |
3.37% | 3.25% | $1,756.67 | |
| 15 Year Fixed Jumbo See Amortization Table |
3.31% | 3.25% | $1,756.67 | |
| 20 Year Fixed Conforming See Amortization Table |
3.97% | 3.88% | $1,499.19 | |
| 20 Year Fixed Jumbo See Amortization Table |
3.92% | 3.88% | $1,499.19 | |
| 30 Year Fixed Conforming See Amortization Table |
4.07% | 4.00% | $1,193.54 | |
| 30 Year Fixed Jumbo See Amortization Table |
4.03% | 4.00% | $1,193.54 |
| Purchase Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 5 Year Adjustable Conforming See Amortization Table |
4.54% | 3.25% | $1,088.02 | |
| 15 Year Fixed Conforming See Amortization Table |
3.37% | 3.25% | $1,756.67 | |
| 15 Year Fixed Jumbo See Amortization Table |
3.31% | 3.25% | $1,756.67 | |
| 20 Year Fixed Conforming See Amortization Table |
3.97% | 3.88% | $1,499.19 | |
| 20 Year Fixed Jumbo See Amortization Table |
3.92% | 3.88% | $1,499.19 | |
| 30 Year Fixed Conforming See Amortization Table |
4.07% | 4.00% | $1,193.54 | |
Compare with 3.746% APR and 3.625% 30-Year Fixed RATE from Rocket Mortgage
See All Mortgage Rates |
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| 30 Year Fixed Jumbo See Amortization Table |
4.03% | 4.00% | $1,193.54 | |
|
Compare with 3.746% APR and 3.625% 30-Year Fixed RATE from Rocket Mortgage
See All Mortgage Rates |
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Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.
Branches
Below are Keesler branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Keesler Locations
Financial Details
Keesler Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Keesler. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Keesler | U.S. Average |
|---|---|
| 6.56% | 6.71 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 30, 2020, Keesler had $29,813,572 in non-current loans and $843,458 in owned assets. To cover these potential losses it had $451,892,793 in net worth and $15,762,793 in loans loss reserves. That gives it a Texas Ratio of 6.56%.
Net Worth
| Keesler | U.S. Average |
|---|---|
| 14.29% | 13.61% |
Keesler FCU has a net worth of 14.29% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Keesler
Branches and Savings
What is Keesler?
A federal credit union, registered with the NCUA under certificate #5561.
Learn more about credit unions here.
Is Keesler FDIC insured?
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Who can join Keesler?
Please see Field of Membership information above for information on who is eligible to join.
How big is Keesler?
Keesler has total capital of $451.89 million. Full information on Keesler's financial position is located above.
Who owns Keesler?
Credit Unions are owned by their members.
Where are Keesler branches located?
See branch locations nearby.
Are Keesler ATMs Open 24/7?
Do Keesler ATMs accept cash deposits?
Can Keesler customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Keesler have a mobile app?
Does Keesler have mobile deposit?
Does Keesler have quick pay?
How can Keesler transfer money to other banks or credit unions?
Does Keesler report to credit bureaus?
Does Keesler use Chexsystems?
Does Keesler use Equifax?
What is Keesler's toll free phone number?
What is Keesler's ACH Routing Number?
What is Keesler's SWIFT code?
Where can I find Keesler's wire transfer form?
What is the Keesler address for deposits?
What Products Does Keesler Offer
Does Keesler offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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