P O Box 7001
Biloxi, MS 39534
See all branch locations →

Phone 888-533-7537

Notable Rates APY Vs.Others
Savings 0.25% 0.65% →
1-Year CD 1.05% 0.70% →
2-Year CD 1.00% 0.75% →
5-Year CD 1.50% 1.15% →
30-Year Mortgage 4.07% 2.72% →
15-Year Mortgage 3.37% 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Keesler is an NCUA insured institution located in Biloxi, MS. It was founded in 1947 and has approximately $3935.27 millions in assets.

Who can join?

You are eligible for membership if you live, work, worship or attend school in Pearl River, Harrison or Hancock Counties or select census tracts in Jackson County, Mississippi.

You are also eligible if you or anyone in your family works at or belongs to any of our many Select Employee Groups located on the Mississippi Gulf Coast. Membership is also offered if you or anyone in your family works at Keesler AFB or United Kingdom Royal AFBs.

NCUA Insured Yes / Federally Chartered
Charter Number # # 5561
Date Established 1947
Assets $3,935.27 million
Loans $2,681.97 million
Deposits $3,430.36 million
Capital $469.33 million

Field of Membership Restrictions

Here are just of few of the ways you can join: Military or retired military who can use the services at Keesler Air Force Base or at Royal Air Force Bases in the UK; work at one of our 300 plus select employee groups; have a family member who’s a KFCU member; live, work, worship or attend school in Forrest, Pearl River, Harrison or Hancock Counties or select census tracts in Jackson County, Mississippi.

Deposit Rates - July 24, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.25% $2,500 $4,999 Learn More
Money Market
1.40% $10,000 $99,999 Learn More
Money Market
1.45% $100,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.45% $1,000 $14,999 Learn More
12 Mo CD
1.05% $25 - Learn More
18 Mo CD
0.85% $1,000 - Learn More
24 Mo CD
1.00% $1,000 - Learn More
30 Mo CD
1.01% $10,000 $14,999 Learn More
36 Mo CD
1.15% $1,000 - Learn More
48 Mo CD
1.25% $1,000 - Learn More
60 Mo CD
1.50% $1,000 - Learn More
Variable IRA Rates APY MIN MAX
0.75% $1 $499 Learn MoreShow Less

Loan Rates - July 24, 2021

Your Current Location: Virginia, VA 20146

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
3 Year 2.49% 2.49% $721.42
4 Year 2.49% 2.49% $547.74
5 Year 2.49% 2.49% $443.57
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.



Below are Keesler branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Keesler Locations

Financial Details

Keesler Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Keesler. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Keesler U.S. Average
3.14% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Keesler had $14,259,137 in non-current loans and $982,962 in owned assets. To cover these potential losses it had $469,328,444 in net worth and $16,366,508 in loans loss reserves. That gives it a Texas Ratio of 3.14%.

Net Worth
Keesler U.S. Average
11.92% 12.20%

Keesler FCU has a net worth of 11.92% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Keesler

Branches and Savings

What is Keesler?

A federal credit union, registered with the NCUA under certificate #5561.
Learn more about credit unions here.

Is Keesler FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Keesler is insured by the NCUA.

Who can join Keesler?

Please see Field of Membership information above for information on who is eligible to join.

What are Keesler's share account and share certificate rates?

Keesler's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Keesler?

Keesler has total capital of $469.33 million. Full information on Keesler's financial position is located above.

Who owns Keesler?

Credit Unions are owned by their members.

Where are Keesler branches located?

See branch locations nearby.

Are Keesler ATMs Open 24/7?

Do Keesler ATMs accept cash deposits?

Can Keesler customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Keesler have a mobile app?

Does Keesler have mobile deposit?

Does Keesler have quick pay?

How can Keesler transfer money to other banks or credit unions?

Does Keesler report to credit bureaus?

Does Keesler use Chexsystems?

Does Keesler use Equifax?

What is Keesler's toll free phone number?

What is Keesler's ACH Routing Number?

What is Keesler's SWIFT code?

Where can I find Keesler's wire transfer form?

What is the Keesler address for deposits?

What Products Does Keesler Offer

Does Keesler offer mortgages?

Compare mortgage rates here.

Does Keesler offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Keesler offer auto and RV loans?

Compare auto loan rates here.

Does Keesler offer student loans or personal loans?

Compare personal loan rates here.

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