Kellogg Community Credit Union

Headquarters

Po Box 140
Battle Creek, MI 49016
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.85% →
1-Year CD 0.75% 0.67% →
2-Year CD 0.85% 0.80% →
5-Year CD 1.40% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Kellogg Community is an NCUA insured institution located in Battle Creek, MI. It was founded in 1941 and has approximately $797.81 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 68678
Date Established 1941
Assets $797.81 million
Loans $507.98 million
Deposits $681.68 million
Capital $106.20 million
 

Field of Membership Restrictions

Membership in Kellogg Community Federal Credit Union is open to those who live, work, worship, or attend school in, and businesses or other legal entities located in, Allegan County, Barry County, Berrien County, Branch County, Calhoun County, Cass County, Kalamazoo County, St. Joseph County, and Van Buren County, Michigan.

Deposit Rates - December 5, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.35% $10,000 $14,999 Learn More
6 Mo CD
0.65% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
36 Mo CD
0.80% $10,000 $14,999 Learn More
36 Mo CD
1.05% $100,000 $199,999 Learn More
48 Mo CD
0.95% $10,000 $14,999 Learn More
48 Mo CD
1.15% $100,000 $199,999 Learn More
60 Mo CD
1.10% $10,000 $14,999 Learn More
60 Mo CD
1.40% $100,000 $199,999 Learn More

Loan Rates - December 5, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for KELLOGG COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.737% 2.690% 0.63 $1,520 $1,013 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to KELLOGG COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Kellogg Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Kellogg Community Locations



Climate Initiatives

KELLOGG COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Kellogg Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Kellogg Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Kellogg Community U.S. Average
2.62% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Kellogg Community had $2,424,694 in non-current loans and $425,834 in owned assets. To cover these potential losses it had $106,204,945 in net worth and $2,670,738 in loans loss reserves. That gives it a Texas Ratio of 2.62%.

Net Worth
Kellogg Community U.S. Average
13.31% 12.22%

Kellogg Community FCU has a net worth of 13.31% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for KELLOGG COMMUNITY


  • October 18, 2021

    Disappointed with a car loan I got there. I asked if there was a penalty for prepayment and the loan officer assured me there wasn’t. He didn’t tell me that I was getting a pre-calculated loan ( Rule of 78) where extra payment goes toward interest rather than principal in first half of loan period. I had to call and ask questions and even speak to a supervisor who couldn’t explain why my next month’s interest rate went up after I put more money down. They sputtered and sputtered. I had to go online to figure it all out. Never again will I go back here after my car loan is paid off.

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