Kerrville, TX 78028
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 0.95% →
1-Year CD 0.50% 1.01% →
2-Year CD 0.75% 0.95% →
5-Year CD N.A. 2.25% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Kerr County is an NCUA insured institution located in Kerrville, TX. It was founded in 1936 and has approximately $84.51 millions in assets.

NCUA Insured Yes
Charter Number # # 1558
Date Established 1936
Assets $84.51 million
Loans $65.45 million
Deposits $77.29 million
Capital $6.65 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in and businesses and other legal entities located within Kerr and Kimble Counties.

Deposit Rates - October 24, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.20% $2,500 $4,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.35% $10,000 $14,999 Learn More
6 Mo CD
0.35% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
1.36% $10,000 $14,999 Learn More
48 Mo CD
1.36% $100,000 $199,999 Learn More

Loan Rates - October 24, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for KERR COUNTY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.575% 2.500% 1.00 $2,470 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Kerr County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Kerr County Locations

Financial Details

Kerr County Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Kerr County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Kerr County U.S. Average
20.83% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Kerr County had $1,082,449 in non-current loans and $431,434 in owned assets. To cover these potential losses it had $6,654,562 in net worth and $614,280 in loans loss reserves. That gives it a Texas Ratio of 20.83%.

Net Worth
Kerr County U.S. Average
8.19% 13.61%

Kerr County FCU has a net worth of 8.19% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Kerr County

Branches and Savings

What is Kerr County?

A federal credit union, registered with the NCUA under certificate #1558.
Learn more about credit unions here.

Is Kerr County FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Kerr County?

Please see Field of Membership information above for information on who is eligible to join.

What are Kerr County's share account and share certificate rates?

Kerr County's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Kerr County?

Kerr County has total capital of $6.65 million. Full information on Kerr County's financial position is located above.

Who owns Kerr County?

Credit Unions are owned by their members.

Where are Kerr County branches located?

See branch locations nearby.

Are Kerr County ATMs Open 24/7?

Do Kerr County ATMs accept cash deposits?

Can Kerr County customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Kerr County have a mobile app?

Does Kerr County have mobile deposit?

Does Kerr County have quick pay?

How can Kerr County transfer money to other banks or credit unions?

Does Kerr County report to credit bureaus?

Does Kerr County use Chexsystems?

Does Kerr County use Equifax?

What is Kerr County's toll free phone number?

What is Kerr County's ACH Routing Number?

What is Kerr County's SWIFT code?

Where can I find Kerr County's wire transfer form?

What is the Kerr County address for deposits?

What Products Does Kerr County Offer

Does Kerr County offer mortgages?

Compare mortgage rates here.

Does Kerr County offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Kerr County offer auto and RV loans?

Compare auto loan rates here.

Does Kerr County offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Kerr County

There are currently no comments for Kerr County. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →