KINGS

1415 W LACEY BLVD
Hanford, CA 93230

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 10395
Date Established 1955
Assets $118.18 million
Loans $76.09 million
Deposits $101.52 million
Capital $16.92 million

Kings is an NCUA insured institution located in Hanford, CA. It was founded in 1955 and has approximately $118.18 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Kings County, California.

Deposit Rates - October 16, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.20% $2,500 $9,999 Learn MoreShow Less
Money Market
0.30% $10,000 $24,999 Learn MoreShow Less
Money Market
0.30% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.85% $500 $9,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.45% $10,000 $74,999 Learn MoreShow Less
6 Mo CD
0.75% $10,000 $74,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $5 - Learn MoreShow Less

Loan Rates - October 16, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for KINGS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.750% 4.750% 0.00 $0 $1,305 Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
4.542% 4.500% 0.50 $1,250 $1,267 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.565% 4.500% 0.38 $2,007 $1,267 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More
Flagstar Bank 5.490% $283.58 Learn More

Note to KINGS
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Kings branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Kings Locations

Financial Details

Kings Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Kings. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Kings U.S. Average
2.52% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Kings had $444,924 in non-current loans and $0 in owned assets. To cover these potential losses it had $16,920,510 in net worth and $720,918 in loans loss reserves. That gives it a Texas Ratio of 2.52%.

Net Worth
Kings U.S. Average
14.31% 13.21%

Kings FCU has a net worth of 14.31% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Kings

What is Kings?

A federal credit union, registered with the NCUA under certificate #10395.
Learn more about credit unions here.

Is Kings FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Kings?

Please see Field of Membership information above for information on who is eligible to join.

What are Kings's share account and share certificate rates?

Kings's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Kings?

Kings has total capital of $16.92 million. Full information on Kings's financial position is located above.

Who owns Kings?

Credit Unions are owned by their members.

Where are Kings branches located?

See branch locations nearby.

Are Kings ATMs Open 24/7?

Do Kings ATMs accept cash deposits?

Can Kings customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Kings have a mobile app?

Does Kings have mobile deposit?

Does Kings have quick pay?

How can Kings transfer money to other banks or credit unions?

Does Kings report to credit bureaus?

Does Kings use Chexsystems?

Does Kings use Equifax?

What is Kings's toll free phone number?

What is Kings's ACH Routing Number?

What is Kings's SWIFT code?

Where can I find Kings's wire transfer form?

What is the Kings address for deposits?

What Products Does Kings Offer

Does Kings offer mortgages?

Compare mortgage rates here.

Does Kings offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Kings offer auto and RV loans?

Compare auto loan rates here.

Does Kings offer student loans or personal loans?

Compare personal loan rates here.

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