La Porte, IN 46350
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Notable Rates APY Vs.Others
Savings 0.15% 1.40% →
1-Year CD 0.90% 1.15% →
2-Year CD 1.00% 1.26% →
5-Year CD 1.40% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

La Porte Community is an NCUA insured institution located in La Porte, IN. It was founded in 1937 and has approximately $45.62 millions in assets.

NCUA Insured Yes
Charter Number # # 2051
Date Established 1937
Assets $45.62 million
Loans $31.63 million
Deposits $39.66 million
Capital $5.70 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in LaPorte County.

Deposit Rates - July 13, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $25 - Learn More
Money Market
0.40% $1,000 $24,999 Learn More
Money Market
0.45% $25,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.80% $500 - Learn More
12 Mo CD
0.90% $1,000 - Learn More
18 Mo CD
0.95% $1,000 - Learn More
24 Mo CD
1.00% $1,000 - Learn More
36 Mo CD
1.10% $1,000 - Learn More
48 Mo CD
1.20% $1,000 - Learn More
60 Mo CD
1.40% $1,000 - Learn More
Variable IRA Rates APY MIN MAX
0.75% $25 - Learn MoreShow Less
Fixed IRA
0.90% $1,000 - Learn MoreShow Less

Loan Rates - July 13, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for LA PORTE COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.950% 2.875% 1.00 $2,438 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

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Below are La Porte Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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La Porte Community Locations

Financial Details

La Porte Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of La Porte Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
La Porte Community U.S. Average
6.82% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, La Porte Community had $334,340 in non-current loans and $69,477 in owned assets. To cover these potential losses it had $5,700,690 in net worth and $224,676 in loans loss reserves. That gives it a Texas Ratio of 6.82%.

Net Worth
La Porte Community U.S. Average
12.49% 13.61%

La Porte Community FCU has a net worth of 12.49% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About La Porte Community

Branches and Savings

What is La Porte Community?

A federal credit union, registered with the NCUA under certificate #2051.
Learn more about credit unions here.

Is La Porte Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join La Porte Community?

Please see Field of Membership information above for information on who is eligible to join.

What are La Porte Community's share account and share certificate rates?

La Porte Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is La Porte Community?

La Porte Community has total capital of $5.70 million. Full information on La Porte Community's financial position is located above.

Who owns La Porte Community?

Credit Unions are owned by their members.

Where are La Porte Community branches located?

See branch locations nearby.

Are La Porte Community ATMs Open 24/7?

Do La Porte Community ATMs accept cash deposits?

Can La Porte Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does La Porte Community have a mobile app?

Does La Porte Community have mobile deposit?

Does La Porte Community have quick pay?

How can La Porte Community transfer money to other banks or credit unions?

Does La Porte Community report to credit bureaus?

Does La Porte Community use Chexsystems?

Does La Porte Community use Equifax?

What is La Porte Community's toll free phone number?

What is La Porte Community's ACH Routing Number?

What is La Porte Community's SWIFT code?

Where can I find La Porte Community's wire transfer form?

What is the La Porte Community address for deposits?

What Products Does La Porte Community Offer

Does La Porte Community offer mortgages?

Compare mortgage rates here.

Does La Porte Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does La Porte Community offer auto and RV loans?

Compare auto loan rates here.

Does La Porte Community offer student loans or personal loans?

Compare personal loan rates here.

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