Laneco

Headquarters

P O Box 866
Eugene, OR 97440
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.01% 0.65% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Laneco is an NCUA insured institution located in Eugene, OR. It was founded in 1958 and has approximately $19 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12590
Date Established 1958
Assets $19.00 million
Loans $7.15 million
Deposits $17.56 million
Capital $1.39 million
 

Deposit Rates - April 19, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.01% $2,500 $4,999 Learn More
Money Market
0.01% $10,000 $14,999 Learn More
Money Market
0.01% $25,000 $29,999 Learn More

Loan Rates - April 19, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for LANECO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Test Advertiser QA
NMLS ID:
2.432% 2.375% 0.75 $1,875 $972 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to LANECO
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Laneco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Laneco Locations


Financial Details

Laneco Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Laneco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Laneco U.S. Average
0.54% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Laneco had $7,456 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,385,179 in net worth and $7,133 in loans loss reserves. That gives it a Texas Ratio of 0.54%.

Net Worth
Laneco U.S. Average
7.28% 12.67%

Laneco FCU has a net worth of 7.28% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Laneco

Branches and Savings

What is Laneco?

A federal credit union, registered with the NCUA under certificate #12590.
Learn more about credit unions here.

Is Laneco FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Laneco is insured by the NCUA.

Who can join Laneco?

Please see Field of Membership information above for information on who is eligible to join.

What are Laneco's share account and share certificate rates?

Laneco's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Laneco?

Laneco has total capital of $1.39 million. Full information on Laneco's financial position is located above.

Who owns Laneco?

Credit Unions are owned by their members.

Where are Laneco branches located?

See branch locations nearby.

Are Laneco ATMs Open 24/7?

Do Laneco ATMs accept cash deposits?

Can Laneco customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Laneco have a mobile app?

Does Laneco have mobile deposit?

Does Laneco have quick pay?

How can Laneco transfer money to other banks or credit unions?

Does Laneco report to credit bureaus?

Does Laneco use Chexsystems?

Does Laneco use Equifax?

What is Laneco's toll free phone number?

What is Laneco's ACH Routing Number?

What is Laneco's SWIFT code?

Where can I find Laneco's wire transfer form?

What is the Laneco address for deposits?

What Products Does Laneco Offer

Does Laneco offer mortgages?

Compare mortgage rates here.

Does Laneco offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Laneco offer auto and RV loans?

Compare auto loan rates here.

Does Laneco offer student loans or personal loans?

Compare personal loan rates here.

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