Laredo Fire Department

Headquarters

P.o. Box 2702
Laredo, TX 78044
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.66% →
1-Year CD 0.65% 0.67% →
2-Year CD 1.40% 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Laredo Fire Department is an NCUA insured institution located in Laredo, TX. It was founded in 1958 and has approximately $15 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12472
Date Established 1958
Assets $15.00 million
Loans $11.09 million
Deposits $13.50 million
Capital $1.44 million
 

Deposit Rates - April 11, 2021

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.35% $10,000 $14,999 Learn More
6 Mo CD
0.35% $100,000 $199,999 Learn More
12 Mo CD
0.65% $10,000 $14,999 Learn More
12 Mo CD
0.65% $100,000 $199,999 Learn More
24 Mo CD
1.15% $10,000 $14,999 Learn More
24 Mo CD
1.40% $100,000 $199,999 Learn More

Loan Rates - April 11, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for LAREDO FIRE DEPARTMENT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to LAREDO FIRE DEPARTMENT
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Laredo Fire Department branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Laredo Fire Department Locations


Financial Details

Laredo Fire Department Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Laredo Fire Department. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Laredo Fire Department U.S. Average
0.63% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Laredo Fire Department had $9,708 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,441,725 in net worth and $102,002 in loans loss reserves. That gives it a Texas Ratio of 0.63%.

Net Worth
Laredo Fire Department U.S. Average
9.91% 12.67%

Laredo Fire Department FCU has a net worth of 9.91% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Laredo Fire Department

Branches and Savings

What is Laredo Fire Department?

A federal credit union, registered with the NCUA under certificate #12472.
Learn more about credit unions here.

Is Laredo Fire Department FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Laredo Fire Department is insured by the NCUA.

Who can join Laredo Fire Department?

Please see Field of Membership information above for information on who is eligible to join.

What are Laredo Fire Department's share account and share certificate rates?

Laredo Fire Department's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Laredo Fire Department?

Laredo Fire Department has total capital of $1.44 million. Full information on Laredo Fire Department's financial position is located above.

Who owns Laredo Fire Department?

Credit Unions are owned by their members.

Where are Laredo Fire Department branches located?

See branch locations nearby.

Are Laredo Fire Department ATMs Open 24/7?

Do Laredo Fire Department ATMs accept cash deposits?

Can Laredo Fire Department customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Laredo Fire Department have a mobile app?

Does Laredo Fire Department have mobile deposit?

Does Laredo Fire Department have quick pay?

How can Laredo Fire Department transfer money to other banks or credit unions?

Does Laredo Fire Department report to credit bureaus?

Does Laredo Fire Department use Chexsystems?

Does Laredo Fire Department use Equifax?

What is Laredo Fire Department's toll free phone number?

What is Laredo Fire Department's ACH Routing Number?

What is Laredo Fire Department's SWIFT code?

Where can I find Laredo Fire Department's wire transfer form?

What is the Laredo Fire Department address for deposits?

What Products Does Laredo Fire Department Offer

Does Laredo Fire Department offer mortgages?

Compare mortgage rates here.

Does Laredo Fire Department offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Laredo Fire Department offer auto and RV loans?

Compare auto loan rates here.

Does Laredo Fire Department offer student loans or personal loans?

Compare personal loan rates here.

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