LAS COLINAS

PO BOX 630347
Irving, TX 75063

Notable Rates APY Vs.Others
Savings 0.10% 2.25% →
1-Year CD 1.58% 2.25% →
2-Year CD 1.88% 2.50% →
5-Year CD 2.44% 3.25% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Las Colinas is an NCUA insured institution located in Irving, TX. It was founded in 1955 and has approximately $73.03 millions in assets.

NCUA Insured Yes
Charter Number # # 10424
Date Established 1955
Assets $73.03 million
Loans $56.33 million
Deposits $65.29 million
Capital $6.39 million
 

Field of Membership Restrictions

Must live, work, worship or attend school in the Underserved community of Regal or Zale. Also open to employees of several select companies.

Deposit Rates - December 14, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.15% $2,500 $9,999 Learn MoreShow Less
Money Market
0.20% $10,000 $24,999 Learn MoreShow Less
Money Market
0.20% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.58% $1,000 $24,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.70% $1,000 $24,999 Learn MoreShow Less
6 Mo CD
1.13% $1,000 $24,999 Learn MoreShow Less
12 Mo CD
1.58% $1,000 $24,999 Learn MoreShow Less
18 Mo CD
1.73% $1,000 $24,999 Learn MoreShow Less
24 Mo CD
1.88% $1,000 $24,999 Learn MoreShow Less
36 Mo CD
2.05% $1,000 $24,999 Learn MoreShow Less
48 Mo CD
2.24% $1,000 $24,999 Learn MoreShow Less
60 Mo CD
2.44% $1,000 $24,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.15% $100 $2,499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $500 - Learn MoreShow Less

Loan Rates - December 14, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for LAS COLINAS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($222) $1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to LAS COLINAS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Las Colinas branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Las Colinas Locations


Financial Details

Las Colinas Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Las Colinas. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Las Colinas U.S. Average
9.33% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Las Colinas had $548,686 in non-current loans and $74,325 in owned assets. To cover these potential losses it had $6,391,046 in net worth and $290,000 in loans loss reserves. That gives it a Texas Ratio of 9.33%.

Net Worth
Las Colinas U.S. Average
8.75% 13.65%

Las Colinas FCU has a net worth of 8.75% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Las Colinas

Branches and Savings

What is Las Colinas?

A federal credit union, registered with the NCUA under certificate #10424.
Learn more about credit unions here.

Is Las Colinas FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Las Colinas?

Please see Field of Membership information above for information on who is eligible to join.

What are Las Colinas's share account and share certificate rates?

Las Colinas's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Las Colinas?

Las Colinas has total capital of $6.39 million. Full information on Las Colinas's financial position is located above.

Who owns Las Colinas?

Credit Unions are owned by their members.

Where are Las Colinas branches located?

See branch locations nearby.

Are Las Colinas ATMs Open 24/7?

Do Las Colinas ATMs accept cash deposits?

Can Las Colinas customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Las Colinas have a mobile app?

Does Las Colinas have mobile deposit?

Does Las Colinas have quick pay?

How can Las Colinas transfer money to other banks or credit unions?

Does Las Colinas report to credit bureaus?

Does Las Colinas use Chexsystems?

Does Las Colinas use Equifax?

What is Las Colinas's toll free phone number?

What is Las Colinas's ACH Routing Number?

What is Las Colinas's SWIFT code?

Where can I find Las Colinas's wire transfer form?

What is the Las Colinas address for deposits?

What Products Does Las Colinas Offer

Does Las Colinas offer mortgages?

Compare mortgage rates here.

Does Las Colinas offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Las Colinas offer auto and RV loans?

Compare auto loan rates here.

Does Las Colinas offer student loans or personal loans?

Compare personal loan rates here.

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