Latvian Credit Union

Headquarters

3152 17th Ave S
Minneapolis, MN 55407
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.40% 4.35% →
1-Year CD 0.90% 4.59% →
2-Year CD 1.20% 4.50% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Latvian is an NCUA insured institution located in Minneapolis, MN. It was founded in 1965 and has approximately $5.75 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 63891
Date Established 1965
Assets $5.75 million
Loans $4.78 million
Deposits $5.10 million
Capital $0.63 million
 

Deposit Rates - September 30, 2026

Your Current Location: West Virginia, WV

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.40% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.90% $100,000 $199,999 Learn More
18 Mo CD
1.00% $10,000 $14,999 Learn More
18 Mo CD
1.10% $100,000 $199,999 Learn More
24 Mo CD
1.10% $10,000 $14,999 Learn More
24 Mo CD
1.20% $100,000 $199,999 Learn More
36 Mo CD
1.30% $10,000 $14,999 Learn More
36 Mo CD
1.40% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.20% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 30, 2026

Your Current Location: West Virginia, WV

There are currently no loan rates available for Latvian

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - West Virginia 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - West Virginia Home Equity Line Of Credit Rates 2026

View more home equity rates

Note to Latvian
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Branches

Below are Latvian branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairmont,West Virginia


Latvian Locations


BranchDistance Map View Lobby Hours

LCU HQ

791.16 A View Lobby Hours


Climate Policy and Initiatives

LATVIAN is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Latvian Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Latvian. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Latvian U.S. Average
1.13% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Latvian had $7,331 in non-current loans and $0 in owned assets. To cover these potential losses it had $634,247 in net worth and $12,574 in loans loss reserves. That gives it a Texas Ratio of 1.13%.

Net Worth
Latvian U.S. Average
11.03% 14.48%

Latvian FCU has a net worth of 11.03% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Latvian

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