Le Roy is an NCUA insured institution located in Le Roy, NY. It was founded in 1958 and has approximately $20.82 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 12170 |
| Date Established | 1958 |
| Assets | $20.82 million |
| Loans | $6.85 million |
| Deposits | $18.58 million |
| Capital | $2.20 million |
Your Current Location: West Virginia, WV
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Your Current Location: West Virginia, WV
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Below are Le Roy branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Charles Town,West Virginia
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The following ratios and data are available to help you better understand the financial condition of Le Roy. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Le Roy | U.S. Average |
|---|---|
| 0.16% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, Le Roy had $3,581 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,203,262 in net worth and $33,882 in loans loss reserves. That gives it a Texas Ratio of 0.16%.
| Le Roy | U.S. Average |
|---|---|
| 10.58% | 14.48% |
Le Roy FCU has a net worth of 10.58% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on September 19, 2026
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