LIFETIME

P.O. BOX 833937
Richardson, TX 75083

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 6012
Date Established 1949
Assets $49.66 million
Loans $30.78 million
Deposits $40.20 million
Capital $8.79 million

Lifetime is an NCUA insured institution located in Richardson, TX. It was founded in 1949 and has approximately $49.66 millions in assets.

Deposit Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Lifetime

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Note to Lifetime
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There are currently no rates available for Lifetime, but see these great savings and CD rates:

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Loan Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for LIFETIME

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to LIFETIME
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Branches

Below are Lifetime branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Lifetime Locations


Financial Details

Lifetime Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Lifetime. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Lifetime U.S. Average
4.44% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Lifetime had $359,483 in non-current loans and $46,737 in owned assets. To cover these potential losses it had $8,793,529 in net worth and $347,871 in loans loss reserves. That gives it a Texas Ratio of 4.44%.

Net Worth
Lifetime U.S. Average
17.7% 13.47%

Lifetime FCU has a net worth of 17.7% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Lifetime

Branches and Savings

What is Lifetime?

A federal credit union, registered with the NCUA under certificate #6012.
Learn more about credit unions here.

Is Lifetime FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Lifetime?

Please see Field of Membership information above for information on who is eligible to join.

What are Lifetime's share account and share certificate rates?

Lifetime's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Lifetime?

Lifetime has total capital of $8.79 million. Full information on Lifetime's financial position is located above.

Who owns Lifetime?

Credit Unions are owned by their members.

Where are Lifetime branches located?

See branch locations nearby.

Are Lifetime ATMs Open 24/7?

Do Lifetime ATMs accept cash deposits?

Can Lifetime customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Lifetime have a mobile app?

Does Lifetime have mobile deposit?

Does Lifetime have quick pay?

How can Lifetime transfer money to other banks or credit unions?

Does Lifetime report to credit bureaus?

Does Lifetime use Chexsystems?

Does Lifetime use Equifax?

What is Lifetime's toll free phone number?

What is Lifetime's ACH Routing Number?

What is Lifetime's SWIFT code?

Where can I find Lifetime's wire transfer form?

What is the Lifetime address for deposits?

What Products Does Lifetime Offer

Does Lifetime offer mortgages?

Compare mortgage rates here.

Does Lifetime offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Lifetime offer auto and RV loans?

Compare auto loan rates here.

Does Lifetime offer student loans or personal loans?

Compare personal loan rates here.

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