LIFETIME

Headquarters

P.O. BOX 833937
Richardson, TX 75083
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.21% 1.60% →
1-Year CD 1.45% 1.55% →
2-Year CD 1.68% 1.45% →
5-Year CD N.A. 2.25% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Lifetime is an NCUA insured institution located in Richardson, TX. It was founded in 1949 and has approximately $49.91 millions in assets.

NCUA Insured Yes
Charter Number # # 6012
Date Established 1949
Assets $49.91 million
Loans $32.05 million
Deposits $40.07 million
Capital $9.12 million
 

Deposit Rates - June 3, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.21% $2,000 $9,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.06% $2,000 - Learn More
12 Mo CD
1.45% $2,000 - Learn More
24 Mo CD
1.68% $2,000 - Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.62% $100 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.45% $2,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.17% $25 - Learn MoreShow Less

Loan Rates - June 3, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for LIFETIME

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.019% 3.000% 0.25 $625 $1,055 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

Note to LIFETIME
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Lifetime branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Lifetime Locations


Financial Details

Lifetime Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Lifetime. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Lifetime U.S. Average
2.22% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Lifetime had $163,458 in non-current loans and $46,737 in owned assets. To cover these potential losses it had $9,124,459 in net worth and $355,511 in loans loss reserves. That gives it a Texas Ratio of 2.22%.

Net Worth
Lifetime U.S. Average
18.28% 13.86%

Lifetime FCU has a net worth of 18.28% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Lifetime

Branches and Savings

What is Lifetime?

A federal credit union, registered with the NCUA under certificate #6012.
Learn more about credit unions here.

Is Lifetime FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Lifetime?

Please see Field of Membership information above for information on who is eligible to join.

What are Lifetime's share account and share certificate rates?

Lifetime's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Lifetime?

Lifetime has total capital of $9.12 million. Full information on Lifetime's financial position is located above.

Who owns Lifetime?

Credit Unions are owned by their members.

Where are Lifetime branches located?

See branch locations nearby.

Are Lifetime ATMs Open 24/7?

Do Lifetime ATMs accept cash deposits?

Can Lifetime customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Lifetime have a mobile app?

Does Lifetime have mobile deposit?

Does Lifetime have quick pay?

How can Lifetime transfer money to other banks or credit unions?

Does Lifetime report to credit bureaus?

Does Lifetime use Chexsystems?

Does Lifetime use Equifax?

What is Lifetime's toll free phone number?

What is Lifetime's ACH Routing Number?

What is Lifetime's SWIFT code?

Where can I find Lifetime's wire transfer form?

What is the Lifetime address for deposits?

What Products Does Lifetime Offer

Does Lifetime offer mortgages?

Compare mortgage rates here.

Does Lifetime offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Lifetime offer auto and RV loans?

Compare auto loan rates here.

Does Lifetime offer student loans or personal loans?

Compare personal loan rates here.

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