P. O. BOX 1743
Alamogordo, NM 88311


2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 66117
Date Established 1953
Assets $48.72 million
Loans $21.15 million
Deposits $41.02 million
Capital $7.23 million

Loco is an NCUA insured institution located in Alamogordo, NM. It was founded in 1953 and has approximately $48.72 millions in assets.

Field of Membership Restrictions

Membership is open to those who live in Otero County, and to school employees and school board members in Lincoln, Soccoro, Catron, Guadalupe, Torrance, DeBaca, Union, Hidalgo or Harding Counties.

Deposit Rates - October 15, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA
1.00% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.80% $500 - Learn MoreShow Less

Loan Rates - October 15, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for LOCO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Learn More
PenFed Credit Union
NMLS ID: 401822
4.836% 4.750% 0.00 $2,500 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.490% $283.58 Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More

Note to LOCO
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Below are Loco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Loco Locations

Financial Details

Loco Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Loco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Loco U.S. Average
3.76% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Loco had $263,073 in non-current loans and $25,922 in owned assets. To cover these potential losses it had $7,232,756 in net worth and $459,680 in loans loss reserves. That gives it a Texas Ratio of 3.76%.

Net Worth
Loco U.S. Average
14.84% 13.21%

Loco FCU has a net worth of 14.84% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Loco

What is Loco?

A federal credit union, registered with the NCUA under certificate #66117.
Learn more about credit unions here.

Is Loco FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Loco?

Please see Field of Membership information above for information on who is eligible to join.

What are Loco's share account and share certificate rates?

Loco's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Loco?

Loco has total capital of $7.23 million. Full information on Loco's financial position is located above.

Who owns Loco?

Credit Unions are owned by their members.

Where are Loco branches located?

See branch locations nearby.

Are Loco ATMs Open 24/7?

Do Loco ATMs accept cash deposits?

Can Loco customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Loco have a mobile app?

Does Loco have mobile deposit?

Does Loco have quick pay?

How can Loco transfer money to other banks or credit unions?

Does Loco report to credit bureaus?

Does Loco use Chexsystems?

Does Loco use Equifax?

What is Loco's toll free phone number?

What is Loco's ACH Routing Number?

What is Loco's SWIFT code?

Where can I find Loco's wire transfer form?

What is the Loco address for deposits?

What Products Does Loco Offer

Does Loco offer mortgages?

Compare mortgage rates here.

Does Loco offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Loco offer auto and RV loans?

Compare auto loan rates here.

Does Loco offer student loans or personal loans?

Compare personal loan rates here.

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