LOUISIANA USA

Headquarters

P O BOX 15745
Baton Rouge, LA 70895
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 0.95% →
1-Year CD 0.90% 1.01% →
2-Year CD 1.00% 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Louisiana Usa is an NCUA insured institution located in Baton Rouge, LA. It was founded in 1939 and has approximately $81.95 millions in assets.

NCUA Insured Yes
Charter Number # # 3061
Date Established 1939
Assets $81.95 million
Loans $53.41 million
Deposits $71.27 million
Capital $10.14 million
 

Field of Membership Restrictions

Must be an employee of one of the several Select Employer Groups.

Deposit Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.20% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.50% $10,000 $14,999 Learn More
3 Mo CD
0.70% $100,000 $199,999 Learn More
6 Mo CD
0.60% $10,000 $14,999 Learn More
6 Mo CD
0.80% $100,000 $199,999 Learn More
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.90% $100,000 $199,999 Learn More
24 Mo CD
0.80% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
1.10% $100,000 $199,999 Learn More
48 Mo CD
1.01% $10,000 $14,999 Learn More
48 Mo CD
1.21% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for LOUISIANA USA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
2.566% 2.500% 0.88 $2,172 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.570% 2.500% 0.88 $2,312 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to LOUISIANA USA
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Louisiana Usa branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Louisiana Usa Locations


Financial Details

Louisiana Usa Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Louisiana Usa. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Louisiana Usa U.S. Average
4.90% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Louisiana Usa had $498,880 in non-current loans and $5,000 in owned assets. To cover these potential losses it had $10,142,417 in net worth and $149,116 in loans loss reserves. That gives it a Texas Ratio of 4.90%.

Net Worth
Louisiana Usa U.S. Average
12.37% 13.61%

Louisiana Usa FCU has a net worth of 12.37% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Louisiana Usa

Branches and Savings

What is Louisiana Usa?

A federal credit union, registered with the NCUA under certificate #3061.
Learn more about credit unions here.

Is Louisiana Usa FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Louisiana Usa?

Please see Field of Membership information above for information on who is eligible to join.

What are Louisiana Usa's share account and share certificate rates?

Louisiana Usa's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Louisiana Usa?

Louisiana Usa has total capital of $10.14 million. Full information on Louisiana Usa's financial position is located above.

Who owns Louisiana Usa?

Credit Unions are owned by their members.

Where are Louisiana Usa branches located?

See branch locations nearby.

Are Louisiana Usa ATMs Open 24/7?

Do Louisiana Usa ATMs accept cash deposits?

Can Louisiana Usa customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Louisiana Usa have a mobile app?

Does Louisiana Usa have mobile deposit?

Does Louisiana Usa have quick pay?

How can Louisiana Usa transfer money to other banks or credit unions?

Does Louisiana Usa report to credit bureaus?

Does Louisiana Usa use Chexsystems?

Does Louisiana Usa use Equifax?

What is Louisiana Usa's toll free phone number?

What is Louisiana Usa's ACH Routing Number?

What is Louisiana Usa's SWIFT code?

Where can I find Louisiana Usa's wire transfer form?

What is the Louisiana Usa address for deposits?

What Products Does Louisiana Usa Offer

Does Louisiana Usa offer mortgages?

Compare mortgage rates here.

Does Louisiana Usa offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Louisiana Usa offer auto and RV loans?

Compare auto loan rates here.

Does Louisiana Usa offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Louisiana Usa

There are currently no comments for Louisiana Usa. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →