Lu 354 I B E W Federal Credit Union

Headquarters

3405 W 1987 S
Salt Lake City, UT 84104
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.50% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Lu 354 I B E W is an NCUA insured institution located in Salt Lake City, UT. It was founded in 1954 and has approximately $39.91 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 9398
Date Established 1954
Assets $39.91 million
Loans $28.37 million
Deposits $33.37 million
Capital $6.57 million
 

Deposit Rates - September 30, 2026

Your Current Location: North Dakota, ND

We do not yet have rates for Lu 354 I B E W

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Advertiser Disclosure

Loan Rates - September 30, 2026

Your Current Location: North Dakota, ND

There are currently no loan rates available for Lu 354 I B E W

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - North Dakota 30 Year Fixed Mortgage Rates 2026

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Featured - North Dakota Home Equity Line Of Credit Rates 2026

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Branches

Below are Lu 354 I B E W branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Bismarck,North Dakota


Lu 354 I B E W Locations


BranchDistance Map View Lobby Hours

Credit Union Office

728.49 A View Lobby Hours

IBEW LOCAL 354

728.51 B View Lobby Hours

CMC

731.01 C View Lobby Hours


Climate Policy and Initiatives

LU 354 I B E W is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Lu 354 I B E W Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Lu 354 I B E W. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Lu 354 I B E W U.S. Average
14.85% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Lu 354 I B E W had $932,954 in non-current loans and $56,750 in owned assets. To cover these potential losses it had $6,572,329 in net worth and $92,219 in loans loss reserves. That gives it a Texas Ratio of 14.85%.

Net Worth
Lu 354 I B E W U.S. Average
16.47% 14.48%

Lu 354 I B E W FCU has a net worth of 16.47% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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