Luso-american is an NCUA insured institution located in Peabody, MA. It was founded in 1960 and has approximately $122.84 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 67890 |
| Date Established | 1960 |
| Assets | $122.84 million |
| Loans | $75.96 million |
| Deposits | $102.41 million |
| Capital | $19.76 million |
Your Current Location: Arizona, AZ 85001
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Your Current Location: Arizona, AZ 85001
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Below are Luso-american branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Phoenix,Arizona
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 2267.82 | A | View Lobby Hours | |
| 2269.48 | B | View Lobby Hours |
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The following ratios and data are available to help you better understand the financial condition of Luso-american. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Luso-american | U.S. Average |
|---|---|
| 5.42% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, Luso-american had $1,081,303 in non-current loans and $0 in owned assets. To cover these potential losses it had $19,758,279 in net worth and $198,679 in loans loss reserves. That gives it a Texas Ratio of 5.42%.
| Luso-american | U.S. Average |
|---|---|
| 16.08% | 14.48% |
Luso-american FCU has a net worth of 16.08% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on September 24, 2026
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