Macon Co School Employees

Headquarters

902 North Monroe
Decatur, IL 62522
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Macon Co School Employees is an NCUA insured institution located in Decatur, IL. It was founded in 1957 and has approximately $8.3 millions in assets.

NCUA Insured Yes
Charter Number # # 11622
Date Established 1957
Assets $8.30 million
Loans $4.17 million
Deposits $8.15 million
Capital $0.15 million
 

Deposit Rates - January 23, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Macon Co School Employees

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Advertiser Disclosure

Loan Rates - January 23, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MACON CO SCHOOL EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.562% 2.500% 0.75 $2,030 $988 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.670% 2.625% 0.63 $1,480 $1,005 Learn More
Morty, Inc.
NMLS ID: 1429243
2.480% 2.375% 1.00 $3,500 $972 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to MACON CO SCHOOL EMPLOYEES
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Branches

Below are Macon Co School Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Macon Co School Employees Locations


Financial Details

Macon Co School Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Macon Co School Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Macon Co School Employees U.S. Average
26.69% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Macon Co School Employees had $49,505 in non-current loans and $0 in owned assets. To cover these potential losses it had $149,665 in net worth and $35,815 in loans loss reserves. That gives it a Texas Ratio of 26.69%.

Net Worth
Macon Co School Employees U.S. Average
1.8% 12.91%

Macon Co School Employees FCU has a net worth of 1.8% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Macon Co School Employees

Branches and Savings

What is Macon Co School Employees?

A credit union, registered with the NCUA under certificate #11622.
Learn more about credit unions here.

Is Macon Co School Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Macon Co School Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Macon Co School Employees's share account and share certificate rates?

Macon Co School Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Macon Co School Employees?

Macon Co School Employees has total capital of $0.15 million. Full information on Macon Co School Employees's financial position is located above.

Who owns Macon Co School Employees?

Credit Unions are owned by their members.

Where are Macon Co School Employees branches located?

See branch locations nearby.

Are Macon Co School Employees ATMs Open 24/7?

Do Macon Co School Employees ATMs accept cash deposits?

Can Macon Co School Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Macon Co School Employees have a mobile app?

Does Macon Co School Employees have mobile deposit?

Does Macon Co School Employees have quick pay?

How can Macon Co School Employees transfer money to other banks or credit unions?

Does Macon Co School Employees report to credit bureaus?

Does Macon Co School Employees use Chexsystems?

Does Macon Co School Employees use Equifax?

What is Macon Co School Employees's toll free phone number?

What is Macon Co School Employees's ACH Routing Number?

What is Macon Co School Employees's SWIFT code?

Where can I find Macon Co School Employees's wire transfer form?

What is the Macon Co School Employees address for deposits?

What Products Does Macon Co School Employees Offer

Does Macon Co School Employees offer mortgages?

Compare mortgage rates here.

Does Macon Co School Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Macon Co School Employees offer auto and RV loans?

Compare auto loan rates here.

Does Macon Co School Employees offer student loans or personal loans?

Compare personal loan rates here.

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