Mainstreet Federal Credit Union
Headquarters
13001 W 95th Street
Lenexa, KS 66215
See all branch locations →
2024 Overview
General Credit Union Information
Mainstreet is an NCUA insured institution located in Lenexa, KS. It was founded in 1953 and has approximately $355.52 millions in assets.
Who can join?
Membership in this Credit Union is open to any person living or working in the greater Kansas City Metropolitan Area, made up of the following counties in Kansas: Leavenworth, Wyandotte, Johnson, Douglas, Miami, Franklin and Linn; and the following counties in Missouri: Platte, Clinton, Caldwell, Clay, Ray, Jackson, Lafayette, Cass and Bates. Membership is also open to organizations or businesses located within said counties.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 61332 |
| Date Established | 1953 |
| Assets | $355.52 million |
| Loans | $171.97 million |
| Deposits | $319.21 million |
| Capital | $32.81 million |
Deposit Rates - April 24, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Mainstreet
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
Back to Mainstreet
Note to Mainstreet
To upload and update your credit union's rates please register.
It is free to register and add rates.
Loan Rates - April 24, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Mainstreet
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2059741 |
6.894% | 6.750% | 0.88 | $4,746 | $2,076 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Mainstreet
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Mainstreet branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
MAINSTREET is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Add Your Review
or use your BestCashCow account
or
Financial Details
Mainstreet Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Mainstreet. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Mainstreet | U.S. Average |
|---|---|
| 4.78% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Mainstreet had $1,212,571 in non-current loans and $409,686 in owned assets. To cover these potential losses it had $32,813,645 in net worth and $1,143,528 in loans loss reserves. That gives it a Texas Ratio of 4.78%.
Net Worth
| Mainstreet | U.S. Average |
|---|---|
| 9.22% | 13.62% |
Mainstreet FCU has a net worth of 9.22% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Mainstreet
There are currently no comments for MAINSTREET. Be the first to share your experience. Please provide comments that will help others.
Add Your Review
or use your BestCashCow account