Po Box 520
Ontario, OR 97914
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.66% →
1-Year CD 0.35% 0.67% →
2-Year CD 0.35% 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Malheur is an NCUA insured institution located in Ontario, OR. It was founded in 1957 and has approximately $180.16 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 11579
Date Established 1957
Assets $180.16 million
Loans $106.05 million
Deposits $162.96 million
Capital $15.64 million

Field of Membership Restrictions

Membership is open to those who live, work, attend school, worship, or perform volunteer services in Malheur County, Oregon and Payette County, Idaho.

Deposit Rates - April 15, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.35% $10,000 $14,999 Learn More
12 Mo CD
0.35% $100,000 $199,999 Learn More
18 Mo CD
0.35% $10,000 $14,999 Learn More
18 Mo CD
0.35% $100,000 $199,999 Learn More
24 Mo CD
0.35% $10,000 $14,999 Learn More
24 Mo CD
0.35% $100,000 $199,999 Learn More
30 Mo CD
0.35% $10,000 $14,999 Learn More
30 Mo CD
0.35% $100,000 $199,999 Learn More
36 Mo CD
0.35% $10,000 $14,999 Learn More
36 Mo CD
0.35% $100,000 $199,999 Learn More

Loan Rates - April 15, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MALHEUR

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Test Advertiser QA
2.422% 2.375% 0.63 $1,562 $972 Learn More
Morty, Inc.
NMLS ID: 1429243
2.678% 2.625% 0.25 $1,720 $1,005 Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Malheur branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Malheur Locations

Financial Details

Malheur Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Malheur. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Malheur U.S. Average
3.28% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Malheur had $384,631 in non-current loans and $155,300 in owned assets. To cover these potential losses it had $15,642,361 in net worth and $797,993 in loans loss reserves. That gives it a Texas Ratio of 3.28%.

Net Worth
Malheur U.S. Average
8.68% 12.67%

Malheur FCU has a net worth of 8.68% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Malheur

Branches and Savings

What is Malheur?

A federal credit union, registered with the NCUA under certificate #11579.
Learn more about credit unions here.

Is Malheur FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Malheur is insured by the NCUA.

Who can join Malheur?

Please see Field of Membership information above for information on who is eligible to join.

What are Malheur's share account and share certificate rates?

Malheur's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Malheur?

Malheur has total capital of $15.64 million. Full information on Malheur's financial position is located above.

Who owns Malheur?

Credit Unions are owned by their members.

Where are Malheur branches located?

See branch locations nearby.

Are Malheur ATMs Open 24/7?

Do Malheur ATMs accept cash deposits?

Can Malheur customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Malheur have a mobile app?

Does Malheur have mobile deposit?

Does Malheur have quick pay?

How can Malheur transfer money to other banks or credit unions?

Does Malheur report to credit bureaus?

Does Malheur use Chexsystems?

Does Malheur use Equifax?

What is Malheur's toll free phone number?

What is Malheur's ACH Routing Number?

What is Malheur's SWIFT code?

Where can I find Malheur's wire transfer form?

What is the Malheur address for deposits?

What Products Does Malheur Offer

Does Malheur offer mortgages?

Compare mortgage rates here.

Does Malheur offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Malheur offer auto and RV loans?

Compare auto loan rates here.

Does Malheur offer student loans or personal loans?

Compare personal loan rates here.

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