MARKET USA

Headquarters

8871 GORMAN RD, STE 100
Laurel, MD 20723
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.91% →
1-Year CD 0.60% 0.85% →
2-Year CD 0.75% 0.95% →
5-Year CD 0.90% 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Market Usa is an NCUA insured institution located in Laurel, MD. It was founded in 1953 and has approximately $118.23 millions in assets.

Associates and retirees of the following organizations may become members of Market USA Federal Credit Union. In addition, immediate family or household members of associates and retirees of the organizations may also join the Credit Union. Immediate family members include a spouse, children, parents, grandparents, grandchildren, and siblings. We also encourage current Market USA FCU members to sponsor immediate family or household members for membership, so they too can take advantage of services available through the Credit Union.
Organizations within Market USA FCU's field of membership

Ahold Financial Services (AFS)
Ahold Information Services (AIS)
Ahold Real Estate Company
Ahold USA Support Services
Ahold USA, Inc.
American Sales Company (ASC)
Baltimore-Washington Conference of the United Methodist Church: Church Members; Clergy; Lay Pastors; and Employees
BI-LO, Inc.
Bruno's
C&S Wholesale
Giant Food Inc. - Landover
Giant Food Stores Inc. - Carlisle
J.Price International Truck, Inc.
K.Neal Associates
MAC Risk Management
Martin's
PeaPod, Inc.
Shabach Ministries
Stop & Shop
Summit Building Services, Inc.
Tops Market Inc.
US Food Service

For additional organizations that are eligible, please visit:

http://www.marketusafcu.com/membership/membership.aspx

NCUA Insured Yes
Charter Number # # 9003
Date Established 1953
Assets $118.23 million
Loans $82.09 million
Deposits $93.55 million
Capital $23.56 million
 

Field of Membership Restrictions

Membership in Market USA Federal Credit Union is open to those who live in Maryland, North Carolina, South Carolina, West Virginia, Virginia, Washington D.C., Georgia, Tennessee, and Pennsylvania. Membership is also open to employees of Giant Food, BILO, C&S Wholesale and other Select Employer Groups.

Deposit Rates - December 2, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.11% $2,500 $2,999 Learn More
Money Market
0.11% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.20% $10,000 $14,999 Learn More
3 Mo CD
0.20% $100,000 $199,999 Learn More
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
18 Mo CD
0.70% $10,000 $14,999 Learn More
18 Mo CD
0.70% $100,000 $199,999 Learn More
Special: 20 Mo CD
1.15% $500 - Learn More
Special: 20 Mo CD
0.80% $500 - Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
0.80% $10,000 $14,999 Learn More
48 Mo CD
0.80% $100,000 $199,999 Learn More
60 Mo CD
0.90% $10,000 $14,999 Learn More
60 Mo CD
0.90% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less
Checking Rates APY MIN FEE
VIP Checking Platinum Tier 3.01% $0 $0.00 Learn MoreShow Less

Loan Rates - December 2, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MARKET USA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.560% 2.500% 0.75 $1,980 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to MARKET USA
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Market Usa branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Market Usa Locations


Financial Details

Market Usa Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Market Usa. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Market Usa U.S. Average
4.71% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Market Usa had $1,196,800 in non-current loans and $0 in owned assets. To cover these potential losses it had $23,556,541 in net worth and $1,837,218 in loans loss reserves. That gives it a Texas Ratio of 4.71%.

Net Worth
Market Usa U.S. Average
19.92% 13.61%

Market Usa FCU has a net worth of 19.92% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Market Usa

Branches and Savings

What is Market Usa?

A federal credit union, registered with the NCUA under certificate #9003.
Learn more about credit unions here.

Is Market Usa FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Market Usa?

Please see Field of Membership information above for information on who is eligible to join.

What are Market Usa's share account and share certificate rates?

Market Usa's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Market Usa?

Market Usa has total capital of $23.56 million. Full information on Market Usa's financial position is located above.

Who owns Market Usa?

Credit Unions are owned by their members.

Where are Market Usa branches located?

See branch locations nearby.

Are Market Usa ATMs Open 24/7?

Do Market Usa ATMs accept cash deposits?

Can Market Usa customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Market Usa have a mobile app?

Does Market Usa have mobile deposit?

Does Market Usa have quick pay?

How can Market Usa transfer money to other banks or credit unions?

Does Market Usa report to credit bureaus?

Does Market Usa use Chexsystems?

Does Market Usa use Equifax?

What is Market Usa's toll free phone number?

What is Market Usa's ACH Routing Number?

What is Market Usa's SWIFT code?

Where can I find Market Usa's wire transfer form?

What is the Market Usa address for deposits?

What Products Does Market Usa Offer

Does Market Usa offer mortgages?

Compare mortgage rates here.

Does Market Usa offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Market Usa offer auto and RV loans?

Compare auto loan rates here.

Does Market Usa offer student loans or personal loans?

Compare personal loan rates here.

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