Martinsville Dupont Emp

Headquarters

Po Box 5511
Martinsville, VA 24115
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 0.45% 0.80% →
2-Year CD 0.65% 0.80% →
5-Year CD 1.05% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Martinsville Dupont Emp is an NCUA insured institution located in Martinsville, VA. It was founded in 1953 and has approximately $572.33 millions in assets.

Who can join?

MDCU membership is open to anyone who lives or works in the cities of Martinsville and Danville and the counties of Franklin, Henry, Patrick and Pittsylvania. Membership is also open to anyone who is an immediate family member of a current MDCU member.

NCUA Insured Yes / State-Chartered
Charter Number # # 66924
Date Established 1953
Assets $572.33 million
Loans $334.15 million
Deposits $507.22 million
Capital $60.43 million
 

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in the Virginia counties of Pittsylvania, Henry, Patrick, Franklin and Roanoke, North Carolina counties of Rockingham, Stokes, and Caswell, the Virginia cities of Danville, Martinsville, Salem, and Roanoke, and the North Carolina cities of Reidsville, King and Eden.

Deposit Rates - September 24, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.45% $10,000 $14,999 Learn More
12 Mo CD
0.45% $100,000 $199,999 Learn More
24 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
0.65% $100,000 $199,999 Learn More
36 Mo CD
0.85% $10,000 $14,999 Learn More
36 Mo CD
0.85% $100,000 $199,999 Learn More
48 Mo CD
0.95% $10,000 $14,999 Learn More
48 Mo CD
0.95% $100,000 $199,999 Learn More
60 Mo CD
1.05% $10,000 $14,999 Learn More
60 Mo CD
1.05% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.15% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $1 $99 Learn MoreShow Less
Int Ckg
0.01% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 24, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MARTINSVILLE DUPONT EMP

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CIT Bank
NMLS ID: 541760
2.873% 2.800% 1.00 $2,380 $1,028 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to MARTINSVILLE DUPONT EMP
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Martinsville Dupont Emp branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Martinsville Dupont Emp Locations


Financial Details

Martinsville Dupont Emp Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Martinsville Dupont Emp. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Martinsville Dupont Emp U.S. Average
6.65% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Martinsville Dupont Emp had $4,100,218 in non-current loans and $83,436 in owned assets. To cover these potential losses it had $60,431,759 in net worth and $2,526,860 in loans loss reserves. That gives it a Texas Ratio of 6.65%.

Net Worth
Martinsville Dupont Emp U.S. Average
10.55% 12.20%

Martinsville Dupont Emp FCU has a net worth of 10.55% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Martinsville Dupont Emp

Branches and Savings

What is Martinsville Dupont Emp?

A credit union, registered with the NCUA under certificate #66924.
Learn more about credit unions here.

Is Martinsville Dupont Emp FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Martinsville Dupont Emp is insured by the NCUA.

Who can join Martinsville Dupont Emp?

Please see Field of Membership information above for information on who is eligible to join.

What are Martinsville Dupont Emp's share account and share certificate rates?

Martinsville Dupont Emp's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Martinsville Dupont Emp?

Martinsville Dupont Emp has total capital of $60.43 million. Full information on Martinsville Dupont Emp's financial position is located above.

Who owns Martinsville Dupont Emp?

Credit Unions are owned by their members.

Where are Martinsville Dupont Emp branches located?

See branch locations nearby.

Are Martinsville Dupont Emp ATMs Open 24/7?

Do Martinsville Dupont Emp ATMs accept cash deposits?

Can Martinsville Dupont Emp customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Martinsville Dupont Emp have a mobile app?

Does Martinsville Dupont Emp have mobile deposit?

Does Martinsville Dupont Emp have quick pay?

How can Martinsville Dupont Emp transfer money to other banks or credit unions?

Does Martinsville Dupont Emp report to credit bureaus?

Does Martinsville Dupont Emp use Chexsystems?

Does Martinsville Dupont Emp use Equifax?

What is Martinsville Dupont Emp's toll free phone number?

What is Martinsville Dupont Emp's ACH Routing Number?

What is Martinsville Dupont Emp's SWIFT code?

Where can I find Martinsville Dupont Emp's wire transfer form?

What is the Martinsville Dupont Emp address for deposits?

What Products Does Martinsville Dupont Emp Offer

Does Martinsville Dupont Emp offer mortgages?

Compare mortgage rates here.

Does Martinsville Dupont Emp offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Martinsville Dupont Emp offer auto and RV loans?

Compare auto loan rates here.

Does Martinsville Dupont Emp offer student loans or personal loans?

Compare personal loan rates here.

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