2020 Overview
General Credit Union Information
Mazuma is an NCUA insured institution located in Overland Park, MO. It was founded in 1948 and has approximately $727.83 millions in assets.
Who can join?
Mazuma Membership is open to anyone who meets the following:
You live or work in Jackson, Cass or Clay counties in Missouri or Johnson County in Kansas
You’re related to a current Mazuma Member
You’re a federal employee
Or, you’re a member of a Select Employee Group
| NCUA Insured | Yes |
| Charter Number # | # 64084 |
| Date Established | 1948 |
| Assets | $727.83 million |
| Loans | $517.64 million |
| Deposits | $582.52 million |
| Capital | $74.07 million |
Field of Membership Restrictions
Deposit Rates - August 12, 2020
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.12% | $2,500 | $4,999 |
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|
|
Money Market
|
0.25% | $2,500 | $2,999 |
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|
|
Money Market
|
0.30% | $10,000 | $14,999 |
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|
|
Money Market
|
0.40% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 3 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 6 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.15% | $2,500 | $3,499 | Learn More |
Loan Rates - August 12, 2020
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for MAZUMA
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2020
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
3.746% | 3.625% | 1.00 | $3,750 | $1,141 | Learn More |
NMLS ID: 2890 License#: MC-3098 |
2.914% | 2.875% | 0.50 | $1,250 | $1,038 | Learn More |
NMLS ID: 3030 |
3.494% | 3.375% | 1.00 | $3,750 | $1,106 | Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2020
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Bethpage Federal Credit Union |
3.500 %
|
$25,000 |
Learn More
More Info |
Third Federal Savings and Loans |
2.990 %
|
$0 |
Learn More
More Info |
PenFed Credit Union |
3.750 %
|
$0 |
Learn More
More Info |
Note to MAZUMA
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Mazuma branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Mazuma Locations
Financial Details
Mazuma Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Mazuma. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Mazuma | U.S. Average |
|---|---|
| 12.95% | 6.71 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 30, 2020, Mazuma had $9,921,327 in non-current loans and $285,794 in owned assets. To cover these potential losses it had $74,069,051 in net worth and $4,771,276 in loans loss reserves. That gives it a Texas Ratio of 12.95%.
Net Worth
| Mazuma | U.S. Average |
|---|---|
| 10.17% | 13.61% |
Mazuma FCU has a net worth of 10.17% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Mazuma
Branches and Savings
What is Mazuma?
A federal credit union, registered with the NCUA under certificate #64084.
Learn more about credit unions here.
Is Mazuma FDIC insured?
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Who can join Mazuma?
Please see Field of Membership information above for information on who is eligible to join.
How big is Mazuma?
Mazuma has total capital of $74.07 million. Full information on Mazuma's financial position is located above.
Who owns Mazuma?
Credit Unions are owned by their members.
Where are Mazuma branches located?
See branch locations nearby.
Are Mazuma ATMs Open 24/7?
Do Mazuma ATMs accept cash deposits?
Can Mazuma customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Mazuma have a mobile app?
Does Mazuma have mobile deposit?
Does Mazuma have quick pay?
How can Mazuma transfer money to other banks or credit unions?
Does Mazuma report to credit bureaus?
Does Mazuma use Chexsystems?
Does Mazuma use Equifax?
What is Mazuma's toll free phone number?
What is Mazuma's ACH Routing Number?
What is Mazuma's SWIFT code?
Where can I find Mazuma's wire transfer form?
What is the Mazuma address for deposits?
What Products Does Mazuma Offer
Does Mazuma offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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