Mchenry County


345 Congress Pkwy
Crystal Lake, IL 60014
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Mchenry County is an NCUA insured institution located in Crystal Lake, IL. It was founded in 1961 and has approximately $42.5 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 14274
Date Established 1961
Assets $42.50 million
Loans $19.39 million
Deposits $38.92 million
Capital $2.48 million

Deposit Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Mchenry County

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Note to Mchenry County
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Loan Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MCHENRY COUNTY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.790% 2.750% 0.50 $1,290 $1,021 Learn More
NMLS ID: 2890
License#: 13256
2.775% 2.750% 0.38 $808 $1,021 Learn More
Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Mchenry County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Mchenry County Locations

Financial Details

Mchenry County Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mchenry County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mchenry County U.S. Average
8.29% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Mchenry County had $175,904 in non-current loans and $55,000 in owned assets. To cover these potential losses it had $2,479,823 in net worth and $305,262 in loans loss reserves. That gives it a Texas Ratio of 8.29%.

Net Worth
Mchenry County U.S. Average
5.83% 12.67%

Mchenry County FCU has a net worth of 5.83% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Mchenry County

Branches and Savings

What is Mchenry County?

A federal credit union, registered with the NCUA under certificate #14274.
Learn more about credit unions here.

Is Mchenry County FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Mchenry County is insured by the NCUA.

Who can join Mchenry County?

Please see Field of Membership information above for information on who is eligible to join.

What are Mchenry County's share account and share certificate rates?

Mchenry County's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Mchenry County?

Mchenry County has total capital of $2.48 million. Full information on Mchenry County's financial position is located above.

Who owns Mchenry County?

Credit Unions are owned by their members.

Where are Mchenry County branches located?

See branch locations nearby.

Are Mchenry County ATMs Open 24/7?

Do Mchenry County ATMs accept cash deposits?

Can Mchenry County customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Mchenry County have a mobile app?

Does Mchenry County have mobile deposit?

Does Mchenry County have quick pay?

How can Mchenry County transfer money to other banks or credit unions?

Does Mchenry County report to credit bureaus?

Does Mchenry County use Chexsystems?

Does Mchenry County use Equifax?

What is Mchenry County's toll free phone number?

What is Mchenry County's ACH Routing Number?

What is Mchenry County's SWIFT code?

Where can I find Mchenry County's wire transfer form?

What is the Mchenry County address for deposits?

What Products Does Mchenry County Offer

Does Mchenry County offer mortgages?

Compare mortgage rates here.

Does Mchenry County offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Mchenry County offer auto and RV loans?

Compare auto loan rates here.

Does Mchenry County offer student loans or personal loans?

Compare personal loan rates here.

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