Members 1st Of Mississippi

Headquarters

Po Box 2039
Columbus, MS 39704
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Members 1st Of Mississippi is an NCUA insured institution located in Columbus, MS. It was founded in 1956 and has approximately $2.58 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 11367
Date Established 1956
Assets $2.58 million
Loans $0.70 million
Deposits $2.35 million
Capital $0.25 million
 

Deposit Rates - June 17, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Members 1st Of Mississippi

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Members 1st Of Mississippi
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Advertiser Disclosure

Loan Rates - June 17, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MEMBERS 1ST OF MISSISSIPPI

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.465% 3.375% 0.63 $2,812 $1,106 Learn More
CIT Bank
NMLS ID: 541760
2.983% 2.950% 0.38 $1,055 $1,048 Learn More
Morty, Inc.
NMLS ID: 1429243
2.582% 2.500% 0.63 $2,700 $988 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.669% 2.625% 0.63 $1,435 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to MEMBERS 1ST OF MISSISSIPPI
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Members 1st Of Mississippi branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Members 1st Of Mississippi Locations


Financial Details

Members 1st Of Mississippi Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Members 1st Of Mississippi. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Members 1st Of Mississippi U.S. Average
2.22% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Members 1st Of Mississippi had $5,809 in non-current loans and $0 in owned assets. To cover these potential losses it had $254,458 in net worth and $7,533 in loans loss reserves. That gives it a Texas Ratio of 2.22%.

Net Worth
Members 1st Of Mississippi U.S. Average
9.46% 12.67%

Members 1st Of Mississippi FCU has a net worth of 9.46% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Members 1st Of Mississippi

Branches and Savings

What is Members 1st Of Mississippi?

A federal credit union, registered with the NCUA under certificate #11367.
Learn more about credit unions here.

Is Members 1st Of Mississippi FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Members 1st Of Mississippi is insured by the NCUA.

Who can join Members 1st Of Mississippi?

Please see Field of Membership information above for information on who is eligible to join.

What are Members 1st Of Mississippi's share account and share certificate rates?

Members 1st Of Mississippi's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Members 1st Of Mississippi?

Members 1st Of Mississippi has total capital of $0.25 million. Full information on Members 1st Of Mississippi's financial position is located above.

Who owns Members 1st Of Mississippi?

Credit Unions are owned by their members.

Where are Members 1st Of Mississippi branches located?

See branch locations nearby.

Are Members 1st Of Mississippi ATMs Open 24/7?

Do Members 1st Of Mississippi ATMs accept cash deposits?

Can Members 1st Of Mississippi customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Members 1st Of Mississippi have a mobile app?

Does Members 1st Of Mississippi have mobile deposit?

Does Members 1st Of Mississippi have quick pay?

How can Members 1st Of Mississippi transfer money to other banks or credit unions?

Does Members 1st Of Mississippi report to credit bureaus?

Does Members 1st Of Mississippi use Chexsystems?

Does Members 1st Of Mississippi use Equifax?

What is Members 1st Of Mississippi's toll free phone number?

What is Members 1st Of Mississippi's ACH Routing Number?

What is Members 1st Of Mississippi's SWIFT code?

Where can I find Members 1st Of Mississippi's wire transfer form?

What is the Members 1st Of Mississippi address for deposits?

What Products Does Members 1st Of Mississippi Offer

Does Members 1st Of Mississippi offer mortgages?

Compare mortgage rates here.

Does Members 1st Of Mississippi offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Members 1st Of Mississippi offer auto and RV loans?

Compare auto loan rates here.

Does Members 1st Of Mississippi offer student loans or personal loans?

Compare personal loan rates here.

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