Members United Credit Union

Headquarters

1115 N Westover Blvd
Albany, GA 31707
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 0.65% →
1-Year CD 0.85% 0.70% →
2-Year CD 1.51% 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Members United Credit Union is an NCUA insured institution located in Albany, GA. It was founded in 1934 and has approximately $66.29 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 67394
Date Established 1934
Assets $66.29 million
Loans $29.41 million
Deposits $57.09 million
Capital $9.11 million
 

Field of Membership Restrictions

Membership is open to those who live in Muscogee, Lee or Dougherty Counties in Georgia. Membership is also open to active and retired military or federal employees in Atkinson, Ben Hill, Baker, Brooks, Berrien, Clay, Calhoun, Clinch, Colquitt, Decatur, Cook, Doughtery, Echols, Early, Irwin, Grady, Lanier, Lowndes, Lee, Mitchell, Randolph, Quitman, Sumter, Seminole, Thomas, Terrell, Tift, Turner, and Worth Counties; employees of Albany Mall, C&P Restaurant Co., American Blanching Company, Columbus Country Club, Lance Snack Food Company, Georgia Federal and State Inspection Service, MANA Nutrition, Merck Chemical, Mt. Zion Baptist Church, Professional Plumbing, Road America, Sam's Club of Albany, Ryan's Steakhouse, Stafford Development Group – Tifton Division, Stafford Foods, Stafford Properties, Stella-Jones Cordele Division, Sumter County Sheriff's Office.

Deposit Rates - June 20, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.25% $2,500 $4,999 Learn More
Money Market
0.30% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.75% $10,000 $14,999 Learn More
6 Mo CD
0.75% $100,000 $199,999 Learn More
12 Mo CD
0.85% $10,000 $14,999 Learn More
12 Mo CD
0.85% $100,000 $199,999 Learn More
18 Mo CD
1.26% $10,000 $14,999 Learn More
18 Mo CD
1.26% $100,000 $199,999 Learn More
24 Mo CD
1.51% $10,000 $14,999 Learn More
24 Mo CD
1.51% $100,000 $199,999 Learn More

Loan Rates - June 20, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MEMBERS UNITED CREDIT UNION

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CIT Bank
NMLS ID: 541760
3.016% 2.950% 0.88 $2,105 $1,048 Learn More
Morty, Inc.
NMLS ID: 1429243
2.582% 2.500% 0.63 $2,700 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to MEMBERS UNITED CREDIT UNION
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Members United Credit Union branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Members United Credit Union Locations


Financial Details

Members United Credit Union Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Members United Credit Union. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Members United Credit Union U.S. Average
4.33% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Members United Credit Union had $414,984 in non-current loans and $9,000 in owned assets. To cover these potential losses it had $9,114,910 in net worth and $672,277 in loans loss reserves. That gives it a Texas Ratio of 4.33%.

Net Worth
Members United Credit Union U.S. Average
13.75% 12.67%

Members United Credit Union FCU has a net worth of 13.75% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Members United Credit Union

Branches and Savings

What is Members United Credit Union?

A credit union, registered with the NCUA under certificate #67394.
Learn more about credit unions here.

Is Members United Credit Union FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Members United Credit Union is insured by the NCUA.

Who can join Members United Credit Union?

Please see Field of Membership information above for information on who is eligible to join.

What are Members United Credit Union's share account and share certificate rates?

Members United Credit Union's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Members United Credit Union?

Members United Credit Union has total capital of $9.11 million. Full information on Members United Credit Union's financial position is located above.

Who owns Members United Credit Union?

Credit Unions are owned by their members.

Where are Members United Credit Union branches located?

See branch locations nearby.

Are Members United Credit Union ATMs Open 24/7?

Do Members United Credit Union ATMs accept cash deposits?

Can Members United Credit Union customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Members United Credit Union have a mobile app?

Does Members United Credit Union have mobile deposit?

Does Members United Credit Union have quick pay?

How can Members United Credit Union transfer money to other banks or credit unions?

Does Members United Credit Union report to credit bureaus?

Does Members United Credit Union use Chexsystems?

Does Members United Credit Union use Equifax?

What is Members United Credit Union's toll free phone number?

What is Members United Credit Union's ACH Routing Number?

What is Members United Credit Union's SWIFT code?

Where can I find Members United Credit Union's wire transfer form?

What is the Members United Credit Union address for deposits?

What Products Does Members United Credit Union Offer

Does Members United Credit Union offer mortgages?

Compare mortgage rates here.

Does Members United Credit Union offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Members United Credit Union offer auto and RV loans?

Compare auto loan rates here.

Does Members United Credit Union offer student loans or personal loans?

Compare personal loan rates here.

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