Mercer County Community Federal Credit Union

Headquarters

559 N Hermitage Rd
Hermitage, PA 16148
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Mercer County Community is an NCUA insured institution located in Hermitage, PA. It was founded in 1957 and has approximately $114.05 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 11891
Date Established 1957
Assets $114.05 million
Loans $43.98 million
Deposits $101.68 million
Capital $12.04 million
 

Field of Membership Restrictions

Membership is open to those who live, work, or worship in Mercer County and to immediate family of those eligible.

Deposit Rates - September 30, 2026

Your Current Location: Arizona, AZ 85001

We do not yet have rates for Mercer County Community

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Advertiser Disclosure

Loan Rates - September 30, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for Mercer County Community

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Arizona 30 Year Fixed Mortgage Rates 2026

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Featured - Arizona Home Equity Line Of Credit Rates 2026

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Branches

Below are Mercer County Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


Mercer County Community Locations around zip code 85001


BranchDistance Map View Lobby Hours

Mercer County Community FCU

1757.71 A View Lobby Hours

Mercer County Community FCU

1760.45 B View Lobby Hours


Climate Policy and Initiatives

MERCER COUNTY COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Mercer County Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mercer County Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mercer County Community U.S. Average
7.85% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Mercer County Community had $955,310 in non-current loans and $0 in owned assets. To cover these potential losses it had $12,043,590 in net worth and $119,865 in loans loss reserves. That gives it a Texas Ratio of 7.85%.

Net Worth
Mercer County Community U.S. Average
10.56% 14.48%

Mercer County Community FCU has a net worth of 10.56% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Mercer County Community

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