Mercer County Community

Headquarters

559 N Hermitage Rd
Hermitage, PA 16148
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Mercer County Community is an NCUA insured institution located in Hermitage, PA. It was founded in 1957 and has approximately $92.83 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 11891
Date Established 1957
Assets $92.83 million
Loans $47.28 million
Deposits $84.45 million
Capital $8.14 million
 

Field of Membership Restrictions

Membership is open to those who live, work, or worship in Mercer County and to immediate family of those eligible.

Deposit Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Mercer County Community

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Mercer County Community
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Advertiser Disclosure

Loan Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MERCER COUNTY COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.775% 2.750% 0.38 $808 $1,021 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.790% 2.750% 0.50 $1,290 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to MERCER COUNTY COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Mercer County Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Mercer County Community Locations


Financial Details

Mercer County Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mercer County Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mercer County Community U.S. Average
4.85% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Mercer County Community had $399,808 in non-current loans and $0 in owned assets. To cover these potential losses it had $8,136,762 in net worth and $106,227 in loans loss reserves. That gives it a Texas Ratio of 4.85%.

Net Worth
Mercer County Community U.S. Average
8.76% 12.67%

Mercer County Community FCU has a net worth of 8.76% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Mercer County Community

Branches and Savings

What is Mercer County Community?

A federal credit union, registered with the NCUA under certificate #11891.
Learn more about credit unions here.

Is Mercer County Community FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Mercer County Community is insured by the NCUA.

Who can join Mercer County Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Mercer County Community's share account and share certificate rates?

Mercer County Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Mercer County Community?

Mercer County Community has total capital of $8.14 million. Full information on Mercer County Community's financial position is located above.

Who owns Mercer County Community?

Credit Unions are owned by their members.

Where are Mercer County Community branches located?

See branch locations nearby.

Are Mercer County Community ATMs Open 24/7?

Do Mercer County Community ATMs accept cash deposits?

Can Mercer County Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Mercer County Community have a mobile app?

Does Mercer County Community have mobile deposit?

Does Mercer County Community have quick pay?

How can Mercer County Community transfer money to other banks or credit unions?

Does Mercer County Community report to credit bureaus?

Does Mercer County Community use Chexsystems?

Does Mercer County Community use Equifax?

What is Mercer County Community's toll free phone number?

What is Mercer County Community's ACH Routing Number?

What is Mercer County Community's SWIFT code?

Where can I find Mercer County Community's wire transfer form?

What is the Mercer County Community address for deposits?

What Products Does Mercer County Community Offer

Does Mercer County Community offer mortgages?

Compare mortgage rates here.

Does Mercer County Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Mercer County Community offer auto and RV loans?

Compare auto loan rates here.

Does Mercer County Community offer student loans or personal loans?

Compare personal loan rates here.

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