Meridian Trust


4349 E Lincolnway
Cheyenne, WY 82001
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.85% →
1-Year CD 0.55% 0.70% →
2-Year CD 0.75% 0.75% →
5-Year CD 1.20% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Meridian Trust is an NCUA insured institution located in Cheyenne, WY. It was founded in 1954 and has approximately $548.31 millions in assets.

Who can join?

Meridian Trust membership is open to:
• Employees and Retirees of the State of Wyoming, including the University of Wyoming and Wyoming Department of Transportation
• Military Personnel--Active and Retired
• Employees of All Wyoming Public Schools and School Districts
• Employees of any of our current Select Employee Groups
• People who live, work, worship, or attend school in Carbon, Fremont, Sweetwater, and Uinta counties
• Join Smart Money Community for a $5 fee that is fully refunded when you become a member
• Businesses and other legal entities located within these areas can join
In addition:
• People who live, work, worship, or attend school in Cheyenne Census Tracts 2, 3, 4.02, 7, 10, and 11. These areas cover much of Cheyenne. Map of eligible area (PDF)
• Businesses and other legal entities located within these areas are also eligible
Plus, you can absolutely join if you, or an immediate family member, belong to, work for, or are retired from any of the employers and organizations listed above, as well as any of the SEGs (Select Employee Groups).
And if you don’t see your employer or association listed, that does not mean you can’t join Meridian Trust. It is both easy and free to have your business or organization partner with us.

NCUA Insured Yes / Federally Chartered
Charter Number # # 9160
Date Established 1954
Assets $548.31 million
Loans $365.18 million
Deposits $490.45 million
Capital $54.29 million

Field of Membership Restrictions

Must be an employee of the State of Wyoming, any Public School or any School District in Wyoming. Also open to those who live, work, worship or attend school in Carbon, Fremont, Sweetwater or Uinta County and select areas of Cheyenne and Goshen Counties in Wyoming or select areas of Scotts Bluff County in Nebraska.

Deposit Rates - September 19, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $10,000 $14,999 Learn More
6 Mo CD
0.15% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
18 Mo CD
0.65% $10,000 $14,999 Learn More
18 Mo CD
0.65% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
30 Mo CD
1.00% $10,000 $14,999 Learn More
30 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.05% $10,000 $14,999 Learn More
36 Mo CD
1.05% $100,000 $199,999 Learn More
48 Mo CD
1.10% $10,000 $14,999 Learn More
48 Mo CD
1.10% $100,000 $199,999 Learn More
60 Mo CD
1.20% $10,000 $14,999 Learn More
60 Mo CD
1.20% $100,000 $199,999 Learn More
Checking Rates APY MIN FEE
MaxRewards Checking 4.00% $0 $0.00 Learn MoreShow Less

Loan Rates - September 19, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MERIDIAN TRUST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
2.575% 2.500% 1.00 $2,468 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Meridian Trust branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Meridian Trust Locations

Financial Details

Meridian Trust Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Meridian Trust. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Meridian Trust U.S. Average
7.94% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Meridian Trust had $4,399,976 in non-current loans and $155,500 in owned assets. To cover these potential losses it had $54,290,640 in net worth and $3,108,064 in loans loss reserves. That gives it a Texas Ratio of 7.94%.

Net Worth
Meridian Trust U.S. Average
9.9% 12.20%

Meridian Trust FCU has a net worth of 9.9% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Meridian Trust

Branches and Savings

What is Meridian Trust?

A federal credit union, registered with the NCUA under certificate #9160.
Learn more about credit unions here.

Is Meridian Trust FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Meridian Trust is insured by the NCUA.

Who can join Meridian Trust?

Please see Field of Membership information above for information on who is eligible to join.

What are Meridian Trust's share account and share certificate rates?

Meridian Trust's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Meridian Trust?

Meridian Trust has total capital of $54.29 million. Full information on Meridian Trust's financial position is located above.

Who owns Meridian Trust?

Credit Unions are owned by their members.

Where are Meridian Trust branches located?

See branch locations nearby.

Are Meridian Trust ATMs Open 24/7?

Do Meridian Trust ATMs accept cash deposits?

Can Meridian Trust customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Meridian Trust have a mobile app?

Does Meridian Trust have mobile deposit?

Does Meridian Trust have quick pay?

How can Meridian Trust transfer money to other banks or credit unions?

Does Meridian Trust report to credit bureaus?

Does Meridian Trust use Chexsystems?

Does Meridian Trust use Equifax?

What is Meridian Trust's toll free phone number?

What is Meridian Trust's ACH Routing Number?

What is Meridian Trust's SWIFT code?

Where can I find Meridian Trust's wire transfer form?

What is the Meridian Trust address for deposits?

What Products Does Meridian Trust Offer

Does Meridian Trust offer mortgages?

Compare mortgage rates here.

Does Meridian Trust offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Meridian Trust offer auto and RV loans?

Compare auto loan rates here.

Does Meridian Trust offer student loans or personal loans?

Compare personal loan rates here.

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