P O BOX 530953
San Jose, CA 95153

Notable Rates APY Vs.Others
Savings 3.50% 1.90% →
1-Year CD 1.40% 2.02% →
2-Year CD 1.65% 2.02% →
5-Year CD N.A. 2.02% →
30-Year Mortgage N.A. 3.14% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.50% →

2020 Overview

General Credit Union Information

Meriwest is an NCUA insured institution located in San Jose, CA. It was founded in 1961 and has approximately $1628.35 millions in assets.

Who can join?

You may be eligible to join if...

You live, work, or attend school in select counties within the Greater Bay Area of California, or Tucson, Arizona.

You are an employee of a participating Meriwest Credit Union member company.

You are a relative of or reside with a current member of Meriwest Credit Union.

NCUA Insured Yes
Charter Number # # 68394
Date Established 1961
Assets $1,628.35 million
Loans $1,337.42 million
Deposits $1,246.12 million
Capital $150.82 million

Field of Membership Restrictions

Membership in Meriwest Credit Union is open to those who live, work, or attend school in Alameda, Contra Costa, San Francisco, San Mateo, or Santa Clara Counties in California or Pima County in Arizona.

Deposit Rates - April 3, 2020

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
3.50% $100 $5,000 Learn MoreShow Less
Premium Money Market Account
2.00% $10,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.00% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.03% $5 - Learn MoreShow Less
Fixed IRA
1.40% $1,000 - Learn MoreShow Less

Loan Rates - April 3, 2020

Your Current Location: Washington, WA 98109

There are currently no loan rates available for MERIWEST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.668% 4.625% 0.00 $1,250 $1,286 Learn More
Rocket Mortgage
NMLS ID: 3030
4.542% 4.500% 0.00 $1,250 $1,267 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Meriwest branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Meriwest Locations

Financial Details

Meriwest Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Meriwest. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Meriwest U.S. Average
2.42% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Meriwest had $3,474,531 in non-current loans and $377,746 in owned assets. To cover these potential losses it had $150,819,814 in net worth and $8,365,754 in loans loss reserves. That gives it a Texas Ratio of 2.42%.

Net Worth
Meriwest U.S. Average
9.26% 13.65%

Meriwest FCU has a net worth of 9.26% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Meriwest

Branches and Savings

What is Meriwest?

A federal credit union, registered with the NCUA under certificate #68394.
Learn more about credit unions here.

Is Meriwest FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Meriwest?

Please see Field of Membership information above for information on who is eligible to join.

What are Meriwest's share account and share certificate rates?

Meriwest's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Meriwest?

Meriwest has total capital of $150.82 million. Full information on Meriwest's financial position is located above.

Who owns Meriwest?

Credit Unions are owned by their members.

Where are Meriwest branches located?

See branch locations nearby.

Are Meriwest ATMs Open 24/7?

Do Meriwest ATMs accept cash deposits?

Can Meriwest customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Meriwest have a mobile app?

Does Meriwest have mobile deposit?

Does Meriwest have quick pay?

How can Meriwest transfer money to other banks or credit unions?

Does Meriwest report to credit bureaus?

Does Meriwest use Chexsystems?

Does Meriwest use Equifax?

What is Meriwest's toll free phone number?

What is Meriwest's ACH Routing Number?

What is Meriwest's SWIFT code?

Where can I find Meriwest's wire transfer form?

What is the Meriwest address for deposits?

What Products Does Meriwest Offer

Does Meriwest offer mortgages?

Compare mortgage rates here.

Does Meriwest offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Meriwest offer auto and RV loans?

Compare auto loan rates here.

Does Meriwest offer student loans or personal loans?

Compare personal loan rates here.

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