10653 Wayzata Blvd
Minnetonka, MN 55305
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Mill City Credit Union is an NCUA insured institution located in Minnetonka, MN. It was founded in 1935 and has approximately $332 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 68654 |
| Date Established | 1935 |
| Assets | $332.00 million |
| Loans | $232.68 million |
| Deposits | $290.54 million |
| Capital | $38.80 million |
Your Current Location: Tennessee, TN
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Your Current Location: Tennessee, TN
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Below are Mill City Credit Union branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Brentwood,Tennessee
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 27.70 | A | View Lobby Hours | |
| 355.13 | B | View Lobby Hours | |
| 357.69 | C | View Lobby Hours | |
| 453.07 | D | View Lobby Hours | |
| 490.20 | E | View Lobby Hours | |
| 716.81 | F | View Lobby Hours | |
| 716.84 | G | View Lobby Hours | |
| 716.84 | H | View Lobby Hours | |
| 717.79 | I | View Lobby Hours |
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The following ratios and data are available to help you better understand the financial condition of Mill City Credit Union. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Mill City Credit Union | U.S. Average |
|---|---|
| 3.79% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, Mill City Credit Union had $644,466 in non-current loans and $846,440 in owned assets. To cover these potential losses it had $38,802,782 in net worth and $510,550 in loans loss reserves. That gives it a Texas Ratio of 3.79%.
| Mill City Credit Union | U.S. Average |
|---|---|
| 11.68% | 14.48% |
Mill City Credit Union FCU has a net worth of 11.68% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on October 2, 2026
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