P.O. Box 261370
San Diego, CA 92196
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.60% →
1-Year CD N.A. 1.55% →
2-Year CD N.A. 1.45% →
5-Year CD N.A. 1.66% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Miramar is an NCUA insured institution located in San Diego, CA. It was founded in 1952 and has approximately $172.3 millions in assets.

Who can join?

You can join Miramar Federal Credit Union if you are:

• A member of the U.S. Armed forces, active or retired.
• A dependent of a member of the U.S. Armed forces, active or retired.
• Civilian employees of the US Marine Corps Air Station, Miramar, San Diego (MCASM)
• A contractor or an employee of contractors who work regularly at MCASM under contract with the US Government.

NCUA Insured Yes
Charter Number # # 8227
Date Established 1952
Assets $172.30 million
Loans $86.14 million
Deposits $149.00 million
Capital $23.04 million

Field of Membership Restrictions

Must be an active or retired member of the U.S. Armed Forces or be an employee of the US Marine Corps Air Station, Miramar, San Diego (MCASM).

Deposit Rates - June 3, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Miramar

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Miramar
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Loan Rates - June 3, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MIRAMAR

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.998% 3.875% 1.00 $3,750 $1,176 Learn More
NMLS ID: 2890
License#: MC-3098
3.019% 3.000% 0.25 $625 $1,055 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

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Below are Miramar branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Miramar Locations

Financial Details

Miramar Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Miramar. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Miramar U.S. Average
0.21% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Miramar had $48,394 in non-current loans and $0 in owned assets. To cover these potential losses it had $23,035,524 in net worth and $393,642 in loans loss reserves. That gives it a Texas Ratio of 0.21%.

Net Worth
Miramar U.S. Average
13.28% 13.86%

Miramar FCU has a net worth of 13.28% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Miramar

Branches and Savings

What is Miramar?

A federal credit union, registered with the NCUA under certificate #8227.
Learn more about credit unions here.

Is Miramar FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Miramar?

Please see Field of Membership information above for information on who is eligible to join.

What are Miramar's share account and share certificate rates?

Miramar's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Miramar?

Miramar has total capital of $23.04 million. Full information on Miramar's financial position is located above.

Who owns Miramar?

Credit Unions are owned by their members.

Where are Miramar branches located?

See branch locations nearby.

Are Miramar ATMs Open 24/7?

Do Miramar ATMs accept cash deposits?

Can Miramar customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Miramar have a mobile app?

Does Miramar have mobile deposit?

Does Miramar have quick pay?

How can Miramar transfer money to other banks or credit unions?

Does Miramar report to credit bureaus?

Does Miramar use Chexsystems?

Does Miramar use Equifax?

What is Miramar's toll free phone number?

What is Miramar's ACH Routing Number?

What is Miramar's SWIFT code?

Where can I find Miramar's wire transfer form?

What is the Miramar address for deposits?

What Products Does Miramar Offer

Does Miramar offer mortgages?

Compare mortgage rates here.

Does Miramar offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Miramar offer auto and RV loans?

Compare auto loan rates here.

Does Miramar offer student loans or personal loans?

Compare personal loan rates here.

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