Mission Federal Credit Union

Headquarters

10325 Meanley Dr
San Diego, CA 92131
See all branch locations →

Phone 1-858-524-2850

Notable Rates APY Vs.Others
Savings 2.25% 5.55% →
1-Year CD 2.70% 5.38% →
2-Year CD 2.55% 4.95% →
5-Year CD 2.05% 4.55% →
30-Year Mortgage 7.67% 4.91% →
15-Year Mortgage 7.45% 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Mission is an NCUA insured institution located in San Diego, CA. It was founded in 1961 and has approximately $6215.49 millions in assets.

Who can join?

To qualify for Membership can be obtained if you meet any of the criteria below, within the San Diego County region.

Live
Worship
Work
Attend school
Conduct business

NCUA Insured Yes / Federally Chartered
Charter Number # # 14384
Date Established 1961
Assets $6,215.49 million
Loans $4,423.58 million
Deposits $5,368.09 million
Capital $735.80 million
 

Field of Membership Restrictions

Membership in Mission Federal Credit Union is open to those who live, work, or attend school in San Diego County. (Membership requirements are listed in the credit union's online application).

Deposit Rates - July 12, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Special Rate Savings
2.25% $0 - Learn More
Money Market
0.10% $0 $49,999 Learn More
Money Market
0.03% $2,500 $49,999 Learn More
Money Market
0.20% $50,000 $99,999 Learn More
Money Market
0.30% $100,000 $224,999 Learn More
Money Market
0.40% $225,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 months
0.95% $2,000 $9,999 Learn More
3 months
1.00% $10,000 $99,999 Learn More
3 months
1.04% $100,000 - Learn More
Promotional 6 months
4.00% $2,000 $9,999 Learn More
Promotional 6 months
4.00% $10,000 $99,999 Learn More
Promotional 6 months
4.00% $100,000 - Learn More
12 months
2.60% $2,000 $9,999 Learn More
12 months
2.65% $10,000 $99,999 Learn More
12 months
2.70% $100,000 - Learn More
Promotional 14 months
4.20% $2,000 $9,999 Learn More
Promotional 14 months
4.20% $10,000 $99,999 Learn More
Promotional 14 months
4.20% $100,000 - Learn More
18 months
2.60% $2,000 $9,999 Learn More
18 months
2.65% $10,000 $99,999 Learn More
18 months
2.70% $100,000 - Learn More
24 months
2.45% $2,000 $9,999 Learn More
24 months
2.50% $10,000 $99,999 Learn More
24 months
2.55% $100,000 - Learn More
36 months
1.95% $2,000 $9,999 Learn More
36 months
2.00% $10,000 $99,999 Learn More
36 months
2.05% $100,000 - Learn More
48 months
1.95% $2,000 $9,999 Learn More
48 months
2.00% $10,000 $99,999 Learn More
48 months
2.05% $100,000 - Learn More
60 months
1.95% $2,000 $9,999 Learn More
60 months
2.00% $10,000 $99,999 Learn More
60 months
2.05% $100,000 - Learn More
Int Checking Rates APY MIN MAX
Smart Checking
0.03% $500 $9,999 Learn MoreShow Less

Loan Rates - July 12, 2024

Your Current Location: Virginia, VA 20146

Auto Loan Rates APR Rate Monthly Payment
3 Year 3.79% 3.79% $735.77
4 Year 3.79% 3.79% $562.13
5 Year 3.79% 3.79% $458.05
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

Below are Mission branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Mission Locations



Climate Policy and Initiatives

MISSION is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Mission Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mission. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mission U.S. Average
1.17% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Mission had $8,432,671 in non-current loans and $480,975 in owned assets. To cover these potential losses it had $735,804,584 in net worth and $27,958,981 in loans loss reserves. That gives it a Texas Ratio of 1.17%.

Net Worth
Mission U.S. Average
11.81% 13.62%

Mission FCU has a net worth of 11.81% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Mission

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