10325 Meanley Dr
San Diego, CA 92131
See all branch locations →

Phone 1-858-524-2850

Notable Rates APY Vs.Others
Savings 0.05% 0.66% →
1-Year CD 0.50% 0.67% →
2-Year CD 0.75% 0.75% →
5-Year CD 1.30% 1.15% →
30-Year Mortgage 4.17% 2.72% →
15-Year Mortgage 3.95% 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Mission is an NCUA insured institution located in San Diego, CA. It was founded in 1961 and has approximately $4681.39 millions in assets.

Who can join?

To qualify for Membership can be obtained if you meet any of the criteria below, within the San Diego County region.

Attend school
Conduct business

NCUA Insured Yes / Federally Chartered
Charter Number # # 14384
Date Established 1961
Assets $4,681.39 million
Loans $2,736.80 million
Deposits $4,044.45 million
Capital $564.03 million

Field of Membership Restrictions

Membership in Mission Federal Credit Union is open to those who live, work, or attend school in San Diego County. (Membership requirements are listed in the credit union's online application).

Deposit Rates - April 16, 2021

Your Current Location: Washington, WA 98101

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.60% $10,000 $14,999 Learn More
18 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
0.85% $10,000 $14,999 Learn More
36 Mo CD
0.95% $100,000 $199,999 Learn More
48 Mo CD
0.95% $10,000 $14,999 Learn More
48 Mo CD
1.05% $100,000 $199,999 Learn More
60 Mo CD
1.20% $10,000 $14,999 Learn More
60 Mo CD
1.30% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.05% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - April 16, 2021

Your Current Location: Washington, WA 98101

Auto Loan Rates APR Rate Monthly Payment
3 Year 3.79% 3.79% $735.77
4 Year 3.79% 3.79% $562.13
5 Year 3.79% 3.79% $458.05
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.



Below are Mission branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Mission Locations

Financial Details

Mission Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mission. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mission U.S. Average
1.05% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Mission had $5,991,389 in non-current loans and $215,479 in owned assets. To cover these potential losses it had $564,027,655 in net worth and $27,595,569 in loans loss reserves. That gives it a Texas Ratio of 1.05%.

Net Worth
Mission U.S. Average
12.04% 12.67%

Mission FCU has a net worth of 12.04% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Mission

Branches and Savings

What is Mission?

A federal credit union, registered with the NCUA under certificate #14384.
Learn more about credit unions here.

Is Mission FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Mission is insured by the NCUA.

Who can join Mission?

Please see Field of Membership information above for information on who is eligible to join.

What are Mission's share account and share certificate rates?

Mission's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Mission?

Mission has total capital of $564.03 million. Full information on Mission's financial position is located above.

Who owns Mission?

Credit Unions are owned by their members.

Where are Mission branches located?

See branch locations nearby.

Are Mission ATMs Open 24/7?

Do Mission ATMs accept cash deposits?

Can Mission customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Mission have a mobile app?

Does Mission have mobile deposit?

Does Mission have quick pay?

How can Mission transfer money to other banks or credit unions?

Does Mission report to credit bureaus?

Does Mission use Chexsystems?

Does Mission use Equifax?

What is Mission's toll free phone number?

What is Mission's ACH Routing Number?

What is Mission's SWIFT code?

Where can I find Mission's wire transfer form?

What is the Mission address for deposits?

What Products Does Mission Offer

Does Mission offer mortgages?

Compare mortgage rates here.

Does Mission offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Mission offer auto and RV loans?

Compare auto loan rates here.

Does Mission offer student loans or personal loans?

Compare personal loan rates here.

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