Mission Federal Credit Union
Headquarters
10325 Meanley Dr
San Diego, CA 92131
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Phone 1-858-524-2850
2024 Overview
General Credit Union Information
Mission is an NCUA insured institution located in San Diego, CA. It was founded in 1961 and has approximately $6215.49 millions in assets.
Who can join?
To qualify for Membership can be obtained if you meet any of the criteria below, within the San Diego County region.
Live
Worship
Work
Attend school
Conduct business
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 14384 |
| Date Established | 1961 |
| Assets | $6,215.49 million |
| Loans | $4,423.58 million |
| Deposits | $5,368.09 million |
| Capital | $735.80 million |
Field of Membership Restrictions
Membership in Mission Federal Credit Union is open to those who live, work, or attend school in San Diego County. (Membership requirements are listed in the credit union's online application).
Deposit Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Special Rate Savings
|
2.25% | $0 | - |
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|
|
Money Market
|
0.10% | $0 | $49,999 |
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|
Money Market
|
0.03% | $2,500 | $49,999 |
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|
Money Market
|
0.20% | $50,000 | $99,999 |
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|
|
Money Market
|
0.30% | $100,000 | $224,999 |
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|
|
Money Market
|
0.40% | $225,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 months
|
0.95% | $2,000 | $9,999 |
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|
| 3 months
|
1.00% | $10,000 | $99,999 |
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|
| 3 months
|
1.04% | $100,000 | - |
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|
| Promotional 6 months
|
4.00% | $2,000 | $9,999 |
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|
| Promotional 6 months
|
4.00% | $10,000 | $99,999 |
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|
| Promotional 6 months
|
4.00% | $100,000 | - |
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|
| 12 months
|
2.60% | $2,000 | $9,999 |
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|
| 12 months
|
2.65% | $10,000 | $99,999 |
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|
| 12 months
|
2.70% | $100,000 | - |
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|
| Promotional 14 months
|
4.20% | $2,000 | $9,999 |
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|
| Promotional 14 months
|
4.20% | $10,000 | $99,999 |
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|
| Promotional 14 months
|
4.20% | $100,000 | - |
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|
| 18 months
|
2.60% | $2,000 | $9,999 |
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|
| 18 months
|
2.65% | $10,000 | $99,999 |
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|
| 18 months
|
2.70% | $100,000 | - |
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|
| 24 months
|
2.45% | $2,000 | $9,999 |
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|
| 24 months
|
2.50% | $10,000 | $99,999 |
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|
| 24 months
|
2.55% | $100,000 | - |
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|
| 36 months
|
1.95% | $2,000 | $9,999 |
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|
| 36 months
|
2.00% | $10,000 | $99,999 |
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|
| 36 months
|
2.05% | $100,000 | - |
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|
| 48 months
|
1.95% | $2,000 | $9,999 |
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|
| 48 months
|
2.00% | $10,000 | $99,999 |
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|
| 48 months
|
2.05% | $100,000 | - |
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|
| 60 months
|
1.95% | $2,000 | $9,999 |
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|
| 60 months
|
2.00% | $10,000 | $99,999 |
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|
| 60 months
|
2.05% | $100,000 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Smart Checking
|
0.03% | $500 | $9,999 | Learn More |
Loan Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
| Auto Loan Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 3 Year | 3.79% | 3.79% | $735.77 | |
| 4 Year | 3.79% | 3.79% | $562.13 | |
| 5 Year | 3.79% | 3.79% | $458.05 |
| Refinance Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 5 Year Adjustable Conforming See Amortization Table |
7.69% | 6.75% | $2,075.51 | |
| 15 Year Fixed Conforming See Amortization Table |
7.35% | 7.13% | $2,899.56 | |
| 15 Year Fixed Jumbo See Amortization Table |
7.45% | 7.38% | $2,944.66 | |
| 30 Year Fixed Conforming See Amortization Table |
7.52% | 7.38% | $2,211.25 | |
| 30 Year Fixed Jumbo See Amortization Table |
7.67% | 7.63% | $2,266.04 |
| Purchase Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 5 Year Adjustable Conforming See Amortization Table |
7.69% | 6.75% | $2,075.51 | |
| 15 Year Fixed Conforming See Amortization Table |
7.35% | 7.13% | $2,899.56 | |
| 15 Year Fixed Jumbo See Amortization Table |
7.45% | 7.38% | $2,944.66 | |
| 30 Year Fixed Conforming See Amortization Table |
7.52% | 7.38% | $2,211.25 | |
Compare with 6.774% APR and 6.750% 30-Year Fixed RATE from District Lending
See All Mortgage Rates |
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| 30 Year Fixed Jumbo See Amortization Table |
7.67% | 7.63% | $2,266.04 | |
|
Compare with 6.774% APR and 6.750% 30-Year Fixed RATE from District Lending
See All Mortgage Rates |
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Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.
Branches
Below are Mission branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
MISSION is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Mission Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Mission. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Mission | U.S. Average |
|---|---|
| 1.17% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Mission had $8,432,671 in non-current loans and $480,975 in owned assets. To cover these potential losses it had $735,804,584 in net worth and $27,958,981 in loans loss reserves. That gives it a Texas Ratio of 1.17%.
Net Worth
| Mission | U.S. Average |
|---|---|
| 11.81% | 13.62% |
Mission FCU has a net worth of 11.81% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Mission
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