Mobile, AL 36606


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 61286
Date Established 1954
Assets $86.13 million
Loans $10.96 million
Deposits $77.64 million
Capital $8.71 million

Mobile Educators is an NCUA insured institution located in Mobile, AL. It was founded in 1954 and has approximately $86.13 millions in assets.

Field of Membership Restrictions

Membership is open to employees of the Mobile County Public School System, Baldwin County School System, Saraland School System, parochial and private schools in Baldwin and Mobile Counties, Baldwin County Commission, Standard Furniture, The Dixie Group, Springhill College, Faulkner Community College, University of Mobile, all county, city and municipal employees in Baldwin County, Dauphin Island Sea Lab, Marietta Johnson Organic School, H.H. Jordan Construction Company, Air Specialty, BRATS, Cintronelle Convalescent Center, and over 30 other area select employer groups.

Deposit Rates - February 19, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $5,000 - Learn MoreShow Less
12 Mo CD
0.25% $5,000 - Learn MoreShow Less
18 Mo CD
0.30% $5,000 - Learn MoreShow Less
36 Mo CD
0.50% $5,000 - Learn MoreShow Less
48 Mo CD
0.50% $5,000 - Learn MoreShow Less
60 Mo CD
0.50% $5,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.10% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $500 - Learn MoreShow Less

Loan Rates - February 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MOBILE EDUCATORS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
First Internet Bank
NMLS ID: 424182
4.146% 4.125% 0.25 $638 $1,212 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
4.029% 4.000% 0.38 $858 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Flagstar Bank
Flagstar Bank
Intro APR
3.490 %
After Intro: 6.240 %
Intro Period: 6 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Mobile Educators branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Mobile Educators Locations

Financial Details

Mobile Educators Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mobile Educators. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mobile Educators U.S. Average
3.28% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Mobile Educators had $290,031 in non-current loans and $0 in owned assets. To cover these potential losses it had $8,709,101 in net worth and $124,869 in loans loss reserves. That gives it a Texas Ratio of 3.28%.

Net Worth
Mobile Educators U.S. Average
10.11% 13.21%

Mobile Educators FCU has a net worth of 10.11% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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