Mobile, AL 36606


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 61286
Date Established 1954
Assets $86.28 million
Loans $12.90 million
Deposits $77.12 million
Capital $9.49 million

Mobile Educators is an NCUA insured institution located in Mobile, AL. It was founded in 1954 and has approximately $86.28 millions in assets.

Field of Membership Restrictions

Membership is open to employees of the Mobile County Public School System, Baldwin County School System, Saraland School System, parochial and private schools in Baldwin and Mobile Counties, Baldwin County Commission, Standard Furniture, The Dixie Group, Springhill College, Faulkner Community College, University of Mobile, all county, city and municipal employees in Baldwin County, Dauphin Island Sea Lab, Marietta Johnson Organic School, H.H. Jordan Construction Company, Air Specialty, BRATS, Cintronelle Convalescent Center, and over 30 other area select employer groups.

Deposit Rates - October 20, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $5,000 - Learn MoreShow Less
12 Mo CD
0.25% $5,000 - Learn MoreShow Less
18 Mo CD
0.30% $5,000 - Learn MoreShow Less
36 Mo CD
0.50% $5,000 - Learn MoreShow Less
48 Mo CD
0.50% $5,000 - Learn MoreShow Less
60 Mo CD
0.50% $5,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.10% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $500 - Learn MoreShow Less

Loan Rates - October 20, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MOBILE EDUCATORS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
NMLS ID: 2890
License#: 13256
3.408% 3.375% 0.38 $1,020 $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.990 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.250 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Mobile Educators branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Mobile Educators Locations

Financial Details

Mobile Educators Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mobile Educators. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mobile Educators U.S. Average
1.72% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Mobile Educators had $165,282 in non-current loans and $0 in owned assets. To cover these potential losses it had $9,494,306 in net worth and $119,984 in loans loss reserves. That gives it a Texas Ratio of 1.72%.

Net Worth
Mobile Educators U.S. Average
11% 13.65%

Mobile Educators FCU has a net worth of 11% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Mobile Educators

Branches and Savings

What is Mobile Educators?

A federal credit union, registered with the NCUA under certificate #61286.
Learn more about credit unions here.

Is Mobile Educators FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Mobile Educators?

Please see Field of Membership information above for information on who is eligible to join.

What are Mobile Educators's share account and share certificate rates?

Mobile Educators's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Mobile Educators?

Mobile Educators has total capital of $9.49 million. Full information on Mobile Educators's financial position is located above.

Who owns Mobile Educators?

Credit Unions are owned by their members.

Where are Mobile Educators branches located?

See branch locations nearby.

Are Mobile Educators ATMs Open 24/7?

Do Mobile Educators ATMs accept cash deposits?

Can Mobile Educators customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Mobile Educators have a mobile app?

Does Mobile Educators have mobile deposit?

Does Mobile Educators have quick pay?

How can Mobile Educators transfer money to other banks or credit unions?

Does Mobile Educators report to credit bureaus?

Does Mobile Educators use Chexsystems?

Does Mobile Educators use Equifax?

What is Mobile Educators's toll free phone number?

What is Mobile Educators's ACH Routing Number?

What is Mobile Educators's SWIFT code?

Where can I find Mobile Educators's wire transfer form?

What is the Mobile Educators address for deposits?

What Products Does Mobile Educators Offer

Does Mobile Educators offer mortgages?

Compare mortgage rates here.

Does Mobile Educators offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Mobile Educators offer auto and RV loans?

Compare auto loan rates here.

Does Mobile Educators offer student loans or personal loans?

Compare personal loan rates here.

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