MOBILITY CREDIT UNION

8384 N Belt Line Rd
Irving, TX 75063

Notable Rates APY Vs.Others
Savings 0.03% 2.30% →
1-Year CD 2.17% 2.25% →
2-Year CD 2.32% 2.50% →
5-Year CD N.A. 3.25% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Mobility Credit Union is an NCUA insured institution located in Irving, TX. It was founded in 1965 and has approximately $211.47 millions in assets.

Who can join?

If you reside in Dallas-Forth Worth County or Houston County you are eligible to join.

NCUA Insured Yes
Charter Number # # 68606
Date Established 1965
Assets $211.47 million
Loans $186.40 million
Deposits $190.96 million
Capital $18.28 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school within a 10-mile radius of the credit union's branches in Irving, Hurst, Farmer's Branch or Houston.

Deposit Rates - December 10, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.30% $2,500 $9,999 Learn MoreShow Less
Money Market
0.40% $10,000 $24,999 Learn MoreShow Less
Money Market
0.45% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
2.17% $500 $99,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
1.31% $500 $99,999 Learn MoreShow Less
1.56% $500 $99,999 Learn MoreShow Less
2.17% $500 $99,999 Learn MoreShow Less
2.32% $500 $99,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $100 - Learn MoreShow Less

Loan Rates - December 10, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MOBILITY CREDIT UNION

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.625% 3.625% -0.13 ($362) $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Atlantic Union Bank
Atlantic Union Bank
4.750 %
$15,000 Learn More
More Info

Note to MOBILITY CREDIT UNION
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Mobility Credit Union branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Mobility Credit Union Locations


Financial Details

Mobility Credit Union Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mobility Credit Union. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mobility Credit Union U.S. Average
8.13% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Mobility Credit Union had $1,307,373 in non-current loans and $239,815 in owned assets. To cover these potential losses it had $18,283,104 in net worth and $742,844 in loans loss reserves. That gives it a Texas Ratio of 8.13%.

Net Worth
Mobility Credit Union U.S. Average
8.64% 13.65%

Mobility Credit Union FCU has a net worth of 8.64% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Mobility Credit Union

Branches and Savings

What is Mobility Credit Union?

A federal credit union, registered with the NCUA under certificate #68606.
Learn more about credit unions here.

Is Mobility Credit Union FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Mobility Credit Union?

Please see Field of Membership information above for information on who is eligible to join.

What are Mobility Credit Union's share account and share certificate rates?

Mobility Credit Union's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Mobility Credit Union?

Mobility Credit Union has total capital of $18.28 million. Full information on Mobility Credit Union's financial position is located above.

Who owns Mobility Credit Union?

Credit Unions are owned by their members.

Where are Mobility Credit Union branches located?

See branch locations nearby.

Are Mobility Credit Union ATMs Open 24/7?

Do Mobility Credit Union ATMs accept cash deposits?

Can Mobility Credit Union customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Mobility Credit Union have a mobile app?

Does Mobility Credit Union have mobile deposit?

Does Mobility Credit Union have quick pay?

How can Mobility Credit Union transfer money to other banks or credit unions?

Does Mobility Credit Union report to credit bureaus?

Does Mobility Credit Union use Chexsystems?

Does Mobility Credit Union use Equifax?

What is Mobility Credit Union's toll free phone number?

What is Mobility Credit Union's ACH Routing Number?

What is Mobility Credit Union's SWIFT code?

Where can I find Mobility Credit Union's wire transfer form?

What is the Mobility Credit Union address for deposits?

What Products Does Mobility Credit Union Offer

Does Mobility Credit Union offer mortgages?

Compare mortgage rates here.

Does Mobility Credit Union offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Mobility Credit Union offer auto and RV loans?

Compare auto loan rates here.

Does Mobility Credit Union offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Mobility Credit Union


  • August 17, 2016

    Hello,

    I am the CEO of a small credit union here in Dallas, and we are currently looking for another credit union to deposit a CD into. We are not receiving much of a benefit from our current institution, and would like to know the criteria to becoming a member and depositing into your fine institution. If you have a chance, please have a representative to contact me at 214.375.4271 or email me at goodstreetfcu@sbcglobal.net.


    Thank you for your time, and we look forward to speaking with you.


    Jamaal D. Robinson
    Interim CEO
    Good Street FCU

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