El Paso, TX 79903
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.95% →
1-Year CD 0.40% 1.01% →
2-Year CD 0.50% 0.95% →
5-Year CD N.A. 2.25% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Mountain Star is an NCUA insured institution located in El Paso, TX. It was founded in 1935 and has approximately $32.28 millions in assets.

NCUA Insured Yes
Charter Number # # 856
Date Established 1935
Assets $32.28 million
Loans $14.82 million
Deposits $28.34 million
Capital $3.63 million

Deposit Rates - October 25, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.50% $100,000 $199,999 Learn More
36 Mo CD
0.60% $10,000 $14,999 Learn More
36 Mo CD
0.60% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 25, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MOUNTAIN STAR

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.575% 2.500% 1.00 $2,470 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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Below are Mountain Star branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Mountain Star Locations

Financial Details

Mountain Star Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mountain Star. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mountain Star U.S. Average
6.27% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Mountain Star had $224,771 in non-current loans and $11,204 in owned assets. To cover these potential losses it had $3,634,625 in net worth and $130,085 in loans loss reserves. That gives it a Texas Ratio of 6.27%.

Net Worth
Mountain Star U.S. Average
11.25% 13.61%

Mountain Star FCU has a net worth of 11.25% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Mountain Star

Branches and Savings

What is Mountain Star?

A federal credit union, registered with the NCUA under certificate #856.
Learn more about credit unions here.

Is Mountain Star FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Mountain Star?

Please see Field of Membership information above for information on who is eligible to join.

What are Mountain Star's share account and share certificate rates?

Mountain Star's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Mountain Star?

Mountain Star has total capital of $3.63 million. Full information on Mountain Star's financial position is located above.

Who owns Mountain Star?

Credit Unions are owned by their members.

Where are Mountain Star branches located?

See branch locations nearby.

Are Mountain Star ATMs Open 24/7?

Do Mountain Star ATMs accept cash deposits?

Can Mountain Star customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Mountain Star have a mobile app?

Does Mountain Star have mobile deposit?

Does Mountain Star have quick pay?

How can Mountain Star transfer money to other banks or credit unions?

Does Mountain Star report to credit bureaus?

Does Mountain Star use Chexsystems?

Does Mountain Star use Equifax?

What is Mountain Star's toll free phone number?

What is Mountain Star's ACH Routing Number?

What is Mountain Star's SWIFT code?

Where can I find Mountain Star's wire transfer form?

What is the Mountain Star address for deposits?

What Products Does Mountain Star Offer

Does Mountain Star offer mortgages?

Compare mortgage rates here.

Does Mountain Star offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Mountain Star offer auto and RV loans?

Compare auto loan rates here.

Does Mountain Star offer student loans or personal loans?

Compare personal loan rates here.

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