PO Box 7309
Midland, TX 79708

Notable Rates APY Vs.Others
Savings 0.15% 2.20% →
1-Year CD 1.29% 2.15% →
2-Year CD 1.28% 2.20% →
5-Year CD 1.91% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Mtcu is an NCUA insured institution located in Midland, TX. It was founded in 1955 and has approximately $133.88 millions in assets.

NCUA Insured Yes
Charter Number # # 67642
Date Established 1955
Assets $133.88 million
Loans $72.18 million
Deposits $121.78 million
Capital $12.06 million

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Martin, Midland or Glasscock Counties in Texas.

Deposit Rates - February 28, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.35% $2,500 $24,999 Learn MoreShow Less
Money Market
0.42% $25,000 $49,999 Learn MoreShow Less
1.19% $1,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.39% $1,000 $49,999 Learn MoreShow Less
3 Mo CD
0.49% $99,000 - Learn MoreShow Less
0.79% $1,000 $49,999 Learn MoreShow Less
6 Mo CD
0.89% $99,000 - Learn MoreShow Less
1.19% $1,000 $49,999 Learn MoreShow Less
12 Mo CD
1.29% $99,000 - Learn MoreShow Less
1.18% $1,000 $49,999 Learn MoreShow Less
24 Mo CD
1.28% $99,000 - Learn MoreShow Less
1.91% $1,000 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.47% $1 $24,999 Learn MoreShow Less

Loan Rates - February 28, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MTCU

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.668% 4.625% 0.00 $1,250 $1,286 Learn More
NMLS ID: 2890
License#: 13256
3.146% 3.125% 0.25 $665 $1,071 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info

Note to MTCU
To upload and update your bank's rates please register. It is free to register and add rates.


Below are Mtcu branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Mtcu Locations

Financial Details

Mtcu Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mtcu. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mtcu U.S. Average
3.31% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Mtcu had $410,221 in non-current loans and $0 in owned assets. To cover these potential losses it had $12,061,459 in net worth and $322,570 in loans loss reserves. That gives it a Texas Ratio of 3.31%.

Net Worth
Mtcu U.S. Average
9% 13.65%

Mtcu FCU has a net worth of 9% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Mtcu

Branches and Savings

What is Mtcu?

A federal credit union, registered with the NCUA under certificate #67642.
Learn more about credit unions here.

Is Mtcu FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Mtcu?

Please see Field of Membership information above for information on who is eligible to join.

What are Mtcu's share account and share certificate rates?

Mtcu's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Mtcu?

Mtcu has total capital of $12.06 million. Full information on Mtcu's financial position is located above.

Who owns Mtcu?

Credit Unions are owned by their members.

Where are Mtcu branches located?

See branch locations nearby.

Are Mtcu ATMs Open 24/7?

Do Mtcu ATMs accept cash deposits?

Can Mtcu customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Mtcu have a mobile app?

Does Mtcu have mobile deposit?

Does Mtcu have quick pay?

How can Mtcu transfer money to other banks or credit unions?

Does Mtcu report to credit bureaus?

Does Mtcu use Chexsystems?

Does Mtcu use Equifax?

What is Mtcu's toll free phone number?

What is Mtcu's ACH Routing Number?

What is Mtcu's SWIFT code?

Where can I find Mtcu's wire transfer form?

What is the Mtcu address for deposits?

What Products Does Mtcu Offer

Does Mtcu offer mortgages?

Compare mortgage rates here.

Does Mtcu offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Mtcu offer auto and RV loans?

Compare auto loan rates here.

Does Mtcu offer student loans or personal loans?

Compare personal loan rates here.

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