MUSKEGON ST JOSEPH

Headquarters

1903 BARCLAY ST
Muskegon, MI 49441
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Muskegon St Joseph is an NCUA insured institution located in Muskegon, MI. It was founded in 1952 and has approximately $12.25 millions in assets.

NCUA Insured Yes
Charter Number # # 8141
Date Established 1952
Assets $12.25 million
Loans $7.17 million
Deposits $10.33 million
Capital $1.82 million
 

Deposit Rates - December 3, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Muskegon St Joseph

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Muskegon St Joseph

Note to Muskegon St Joseph
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - December 3, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MUSKEGON ST JOSEPH

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
New American Funding
NMLS ID: 6606
2.605% 2.500% 0.75 $3,479 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to MUSKEGON ST JOSEPH
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Muskegon St Joseph branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Muskegon St Joseph Locations


Financial Details

Muskegon St Joseph Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Muskegon St Joseph. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Muskegon St Joseph U.S. Average
16.59% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Muskegon St Joseph had $334,274 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,820,572 in net worth and $194,107 in loans loss reserves. That gives it a Texas Ratio of 16.59%.

Net Worth
Muskegon St Joseph U.S. Average
14.85% 13.61%

Muskegon St Joseph FCU has a net worth of 14.85% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Muskegon St Joseph

Branches and Savings

What is Muskegon St Joseph?

A federal credit union, registered with the NCUA under certificate #8141.
Learn more about credit unions here.

Is Muskegon St Joseph FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Muskegon St Joseph?

Please see Field of Membership information above for information on who is eligible to join.

What are Muskegon St Joseph's share account and share certificate rates?

Muskegon St Joseph's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Muskegon St Joseph?

Muskegon St Joseph has total capital of $1.82 million. Full information on Muskegon St Joseph's financial position is located above.

Who owns Muskegon St Joseph?

Credit Unions are owned by their members.

Where are Muskegon St Joseph branches located?

See branch locations nearby.

Are Muskegon St Joseph ATMs Open 24/7?

Do Muskegon St Joseph ATMs accept cash deposits?

Can Muskegon St Joseph customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Muskegon St Joseph have a mobile app?

Does Muskegon St Joseph have mobile deposit?

Does Muskegon St Joseph have quick pay?

How can Muskegon St Joseph transfer money to other banks or credit unions?

Does Muskegon St Joseph report to credit bureaus?

Does Muskegon St Joseph use Chexsystems?

Does Muskegon St Joseph use Equifax?

What is Muskegon St Joseph's toll free phone number?

What is Muskegon St Joseph's ACH Routing Number?

What is Muskegon St Joseph's SWIFT code?

Where can I find Muskegon St Joseph's wire transfer form?

What is the Muskegon St Joseph address for deposits?

What Products Does Muskegon St Joseph Offer

Does Muskegon St Joseph offer mortgages?

Compare mortgage rates here.

Does Muskegon St Joseph offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Muskegon St Joseph offer auto and RV loans?

Compare auto loan rates here.

Does Muskegon St Joseph offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Muskegon St Joseph

There are currently no comments for Muskegon St Joseph. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →