National Geographic Federal Credit Union

Headquarters

1145 17th St Nw
Washington, DC 20036
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

National Geographic is an NCUA insured institution located in Washington, DC. It was founded in 1980 and has approximately $12.95 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 23643
Date Established 1980
Assets $12.95 million
Loans $5.37 million
Deposits $11.65 million
Capital $1.28 million
 

Deposit Rates - September 29, 2026

Your Current Location: Utah, UT

We do not yet have rates for National Geographic

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Loan Rates - September 29, 2026

Your Current Location: Utah, UT

There are currently no loan rates available for National Geographic

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Utah 30 Year Fixed Mortgage Rates 2026

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Featured - Utah Home Equity Line Of Credit Rates 2026

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Branches

Below are National Geographic branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Farmington,Utah


National Geographic Locations


BranchDistance Map View Lobby Hours

NGFCU

1852.68 A View Lobby Hours


Climate Policy and Initiatives

NATIONAL GEOGRAPHIC is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

National Geographic Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of National Geographic. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
National Geographic U.S. Average
25.49% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, National Geographic had $239,271 in non-current loans and $113,951 in owned assets. To cover these potential losses it had $1,279,544 in net worth and $106,202 in loans loss reserves. That gives it a Texas Ratio of 25.49%.

Net Worth
National Geographic U.S. Average
9.88% 14.48%

National Geographic FCU has a net worth of 9.88% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for National Geographic

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