NEW CENTURY

Headquarters

291 SPRINGFIELD AVENUE
Joliet, IL 60435
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.91% →
1-Year CD 0.50% 0.85% →
2-Year CD 0.70% 0.95% →
5-Year CD 1.00% 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

New Century is an NCUA insured institution located in Joliet, IL. It was founded in 1936 and has approximately $48.31 millions in assets.

NCUA Insured Yes
Charter Number # # 1251
Date Established 1936
Assets $48.31 million
Loans $17.03 million
Deposits $41.26 million
Capital $6.89 million
 

Field of Membership Restrictions

Must work at one of the several select payroll groups. Also open to residents of Crest Hill, Lockport, Rockdale or the east side of Joliet.

Deposit Rates - December 5, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.80% $10,000 $14,999 Learn More
36 Mo CD
0.80% $100,000 $199,999 Learn More
48 Mo CD
0.90% $10,000 $14,999 Learn More
48 Mo CD
0.90% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More

Loan Rates - December 5, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for NEW CENTURY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.696% 2.625% 0.75 $2,335 $1,005 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.558% 2.500% 0.75 $1,905 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to NEW CENTURY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are New Century branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


New Century Locations


Financial Details

New Century Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of New Century. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
New Century U.S. Average
3.37% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, New Century had $204,685 in non-current loans and $30,000 in owned assets. To cover these potential losses it had $6,893,030 in net worth and $77,172 in loans loss reserves. That gives it a Texas Ratio of 3.37%.

Net Worth
New Century U.S. Average
14.26% 13.61%

New Century FCU has a net worth of 14.26% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About New Century

Branches and Savings

What is New Century?

A federal credit union, registered with the NCUA under certificate #1251.
Learn more about credit unions here.

Is New Century FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join New Century?

Please see Field of Membership information above for information on who is eligible to join.

What are New Century's share account and share certificate rates?

New Century's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is New Century?

New Century has total capital of $6.89 million. Full information on New Century's financial position is located above.

Who owns New Century?

Credit Unions are owned by their members.

Where are New Century branches located?

See branch locations nearby.

Are New Century ATMs Open 24/7?

Do New Century ATMs accept cash deposits?

Can New Century customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does New Century have a mobile app?

Does New Century have mobile deposit?

Does New Century have quick pay?

How can New Century transfer money to other banks or credit unions?

Does New Century report to credit bureaus?

Does New Century use Chexsystems?

Does New Century use Equifax?

What is New Century's toll free phone number?

What is New Century's ACH Routing Number?

What is New Century's SWIFT code?

Where can I find New Century's wire transfer form?

What is the New Century address for deposits?

What Products Does New Century Offer

Does New Century offer mortgages?

Compare mortgage rates here.

Does New Century offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does New Century offer auto and RV loans?

Compare auto loan rates here.

Does New Century offer student loans or personal loans?

Compare personal loan rates here.

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