NEW CENTURY

291 SPRINGFIELD AVENUE
Joliet, IL 60435

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 1251
Date Established 1936
Assets $48.76 million
Loans $16.12 million
Deposits $41.89 million
Capital $6.66 million

New Century is an NCUA insured institution located in Joliet, IL. It was founded in 1936 and has approximately $48.76 millions in assets.

Field of Membership Restrictions

Must work at one of the several select payroll groups. Also open to residents of Crest Hill, Lockport, Rockdale or the east side of Joliet.

Deposit Rates - September 15, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.40% $2,000 $9,999 Learn MoreShow Less
Money Market
0.50% $10,000 $74,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.51% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $1,000 - Learn MoreShow Less
12 Mo CD
1.51% $1,000 - Learn MoreShow Less
24 Mo CD
1.81% $1,000 - Learn MoreShow Less
36 Mo CD
2.02% $1,000 - Learn MoreShow Less
48 Mo CD
2.12% $1,000 - Learn MoreShow Less
60 Mo CD
2.27% $1,000 - Learn MoreShow Less

Loan Rates - September 15, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for NEW CENTURY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.751% 3.750% 0.00 $25 $1,158 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to NEW CENTURY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are New Century branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


New Century Locations


Financial Details

New Century Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of New Century. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
New Century U.S. Average
5.95% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, New Century had $370,273 in non-current loans and $30,000 in owned assets. To cover these potential losses it had $6,657,157 in net worth and $65,681 in loans loss reserves. That gives it a Texas Ratio of 5.95%.

Net Worth
New Century U.S. Average
13.65% 13.47%

New Century FCU has a net worth of 13.65% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About New Century

Branches and Savings

What is New Century?

A federal credit union, registered with the NCUA under certificate #1251.
Learn more about credit unions here.

Is New Century FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join New Century?

Please see Field of Membership information above for information on who is eligible to join.

What are New Century's share account and share certificate rates?

New Century's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is New Century?

New Century has total capital of $6.66 million. Full information on New Century's financial position is located above.

Who owns New Century?

Credit Unions are owned by their members.

Where are New Century branches located?

See branch locations nearby.

Are New Century ATMs Open 24/7?

Do New Century ATMs accept cash deposits?

Can New Century customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does New Century have a mobile app?

Does New Century have mobile deposit?

Does New Century have quick pay?

How can New Century transfer money to other banks or credit unions?

Does New Century report to credit bureaus?

Does New Century use Chexsystems?

Does New Century use Equifax?

What is New Century's toll free phone number?

What is New Century's ACH Routing Number?

What is New Century's SWIFT code?

Where can I find New Century's wire transfer form?

What is the New Century address for deposits?

What Products Does New Century Offer

Does New Century offer mortgages?

Compare mortgage rates here.

Does New Century offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does New Century offer auto and RV loans?

Compare auto loan rates here.

Does New Century offer student loans or personal loans?

Compare personal loan rates here.

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