Niagara Falls Penn Central Empl Federal Credit Union
Headquarters
8612 Buffalo Avenue
Niagara Falls, NY 14304
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2024 Overview
General Credit Union Information
Niagara Falls Penn Central Empl is an NCUA insured institution located in Niagara Falls, NY. It was founded in 1938 and has approximately $3.67 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 62866 |
| Date Established | 1938 |
| Assets | $3.67 million |
| Loans | $2.12 million |
| Deposits | $3.14 million |
| Capital | $0.54 million |
Deposit Rates - April 29, 2024
Your Current Location: Ohio, OH 43085
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Loan Rates - April 29, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Niagara Falls Penn Central Empl
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.806% | 6.625% | 0.88 | $6,000 | $2,049 | Learn More |
NMLS ID: 447490 |
6.826% | 6.750% | 0.75 | $2,496 | $2,076 | Learn More |
NMLS ID: 80015 |
6.962% | 6.875% | 0.88 | $2,829 | $2,103 | Learn More |
NMLS ID: 3029 |
7.019% | 6.875% | 1.00 | $4,864 | $2,103 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
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Branches
Below are Niagara Falls Penn Central Empl branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
NIAGARA FALLS PENN CENTRAL EMPL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Niagara Falls Penn Central Empl Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Niagara Falls Penn Central Empl. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Niagara Falls Penn Central Empl | U.S. Average |
|---|---|
| 4.66% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Niagara Falls Penn Central Empl had $23,942 in non-current loans and $3,500 in owned assets. To cover these potential losses it had $537,747 in net worth and $51,346 in loans loss reserves. That gives it a Texas Ratio of 4.66%.
Net Worth
| Niagara Falls Penn Central Empl | U.S. Average |
|---|---|
| 14.63% | 13.62% |
Niagara Falls Penn Central Empl FCU has a net worth of 14.63% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Niagara Falls Penn Central Empl
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