Niagara Mohawk Power Mohawk Div. Federal Credit Union
Headquarters
20 Hill Street
Gloversville, NY 12078
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2024 Overview
General Credit Union Information
Niagara Mohawk Power Mohawk Div. is an NCUA insured institution located in Gloversville, NY. It was founded in 1938 and has approximately $8.99 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 2737 |
| Date Established | 1938 |
| Assets | $8.99 million |
| Loans | $3.32 million |
| Deposits | $6.78 million |
| Capital | $2.16 million |
Deposit Rates - July 26, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Niagara Mohawk Power Mohawk Div.
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Loan Rates - July 26, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Niagara Mohawk Power Mohawk Div.
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.116% | 6.000% | 0.75 | $4,000 | $1,919 | Learn More |
NMLS ID: 6606 |
6.585% | 6.490% | 1.00 | $3,178 | $2,021 | Learn More |
NMLS ID: 401822 |
6.656% | 6.500% | 0.63 | $5,203 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.701% | 6.625% | 0.63 | $2,505 | $2,049 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Niagara Mohawk Power Mohawk Div.
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Branches
Below are Niagara Mohawk Power Mohawk Div. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Niagara Mohawk Power Mohawk Div. Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|
Climate Policy and Initiatives
NIAGARA MOHAWK POWER MOHAWK DIV. is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Niagara Mohawk Power Mohawk Div. Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Niagara Mohawk Power Mohawk Div.. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Niagara Mohawk Power Mohawk Div. | U.S. Average |
|---|---|
| 0.00% | 6.52 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 31, 2024, Niagara Mohawk Power Mohawk Div. had $0 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,164,746 in net worth and $19,578 in loans loss reserves. That gives it a Texas Ratio of 0.00%.
Net Worth
| Niagara Mohawk Power Mohawk Div. | U.S. Average |
|---|---|
| 24.06% | 13.65% |
Niagara Mohawk Power Mohawk Div. FCU has a net worth of 24.06% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Niagara Mohawk Power Mohawk Div.
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