Normal City Employees

Headquarters

100 East Phoenix Avenue
Normal, IL 61761
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Normal City Employees is an NCUA insured institution located in Normal, IL. It was founded in 1962 and has approximately $4.67 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 14972
Date Established 1962
Assets $4.67 million
Loans $3.20 million
Deposits $4.23 million
Capital $0.44 million
 

Deposit Rates - April 14, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Normal City Employees

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Note to Normal City Employees
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Loan Rates - April 14, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for NORMAL CITY EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.698% 2.625% 1.00 $2,370 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
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4.000 %
$0 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Note to NORMAL CITY EMPLOYEES
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Normal City Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Normal City Employees Locations


Financial Details

Normal City Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Normal City Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Normal City Employees U.S. Average
5.95% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Normal City Employees had $27,845 in non-current loans and $0 in owned assets. To cover these potential losses it had $438,216 in net worth and $30,097 in loans loss reserves. That gives it a Texas Ratio of 5.95%.

Net Worth
Normal City Employees U.S. Average
9.38% 12.67%

Normal City Employees FCU has a net worth of 9.38% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Normal City Employees

Branches and Savings

What is Normal City Employees?

A federal credit union, registered with the NCUA under certificate #14972.
Learn more about credit unions here.

Is Normal City Employees FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Normal City Employees is insured by the NCUA.

Who can join Normal City Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Normal City Employees's share account and share certificate rates?

Normal City Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Normal City Employees?

Normal City Employees has total capital of $0.44 million. Full information on Normal City Employees's financial position is located above.

Who owns Normal City Employees?

Credit Unions are owned by their members.

Where are Normal City Employees branches located?

See branch locations nearby.

Are Normal City Employees ATMs Open 24/7?

Do Normal City Employees ATMs accept cash deposits?

Can Normal City Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Normal City Employees have a mobile app?

Does Normal City Employees have mobile deposit?

Does Normal City Employees have quick pay?

How can Normal City Employees transfer money to other banks or credit unions?

Does Normal City Employees report to credit bureaus?

Does Normal City Employees use Chexsystems?

Does Normal City Employees use Equifax?

What is Normal City Employees's toll free phone number?

What is Normal City Employees's ACH Routing Number?

What is Normal City Employees's SWIFT code?

Where can I find Normal City Employees's wire transfer form?

What is the Normal City Employees address for deposits?

What Products Does Normal City Employees Offer

Does Normal City Employees offer mortgages?

Compare mortgage rates here.

Does Normal City Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Normal City Employees offer auto and RV loans?

Compare auto loan rates here.

Does Normal City Employees offer student loans or personal loans?

Compare personal loan rates here.

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