NORTH GEORGIA

P.O. BOX 280
Toccoa, GA 30577

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 67395
Date Established 1991
Assets $60.71 million
Loans $48.16 million
Deposits $53.20 million
Capital $7.00 million
 

North Georgia is an NCUA insured institution located in Toccoa, GA. It was founded in 1991 and has approximately $60.71 millions in assets.

Field of Membership Restrictions

Membership is open to those who live in Franklin, Stephens, or Hart Counties. Membership is also open to employees of Aaron's Mobile Home Service, Adams Oil Company, Blue Ridge Products, and over 50 area Select Employer Groups.

Deposit Rates - October 21, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.01% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $500 - Learn MoreShow Less
12 Mo CD
1.01% $500 - Learn MoreShow Less
24 Mo CD
1.21% $500 - Learn MoreShow Less
36 Mo CD
1.31% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.35% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 - Learn MoreShow Less

Loan Rates - October 21, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for NORTH GEORGIA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.523% 3.500% 0.25 $732 $1,123 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
First Internet Bank
NMLS ID: 424182
3.750% 3.750% -0.13 ($158) $1,158 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.250 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.990 %
$0 Learn More
More Info

Note to NORTH GEORGIA
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are North Georgia branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


North Georgia Locations


Financial Details

North Georgia Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of North Georgia. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
North Georgia U.S. Average
14.09% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, North Georgia had $767,465 in non-current loans and $255,598 in owned assets. To cover these potential losses it had $7,000,275 in net worth and $258,932 in loans loss reserves. That gives it a Texas Ratio of 14.09%.

Net Worth
North Georgia U.S. Average
11.53% 13.65%

North Georgia FCU has a net worth of 11.53% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About North Georgia

Branches and Savings

What is North Georgia?

A federal credit union, registered with the NCUA under certificate #67395.
Learn more about credit unions here.

Is North Georgia FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join North Georgia?

Please see Field of Membership information above for information on who is eligible to join.

What are North Georgia's share account and share certificate rates?

North Georgia's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is North Georgia?

North Georgia has total capital of $7.00 million. Full information on North Georgia's financial position is located above.

Who owns North Georgia?

Credit Unions are owned by their members.

Where are North Georgia branches located?

See branch locations nearby.

Are North Georgia ATMs Open 24/7?

Do North Georgia ATMs accept cash deposits?

Can North Georgia customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does North Georgia have a mobile app?

Does North Georgia have mobile deposit?

Does North Georgia have quick pay?

How can North Georgia transfer money to other banks or credit unions?

Does North Georgia report to credit bureaus?

Does North Georgia use Chexsystems?

Does North Georgia use Equifax?

What is North Georgia's toll free phone number?

What is North Georgia's ACH Routing Number?

What is North Georgia's SWIFT code?

Where can I find North Georgia's wire transfer form?

What is the North Georgia address for deposits?

What Products Does North Georgia Offer

Does North Georgia offer mortgages?

Compare mortgage rates here.

Does North Georgia offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does North Georgia offer auto and RV loans?

Compare auto loan rates here.

Does North Georgia offer student loans or personal loans?

Compare personal loan rates here.

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