711 Union Blvd.
Totowa, NJ 07512
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North Jersey is an NCUA insured institution located in Totowa, NJ. It was founded in 1936 and has approximately $256.72 millions in assets.
Who can join?
You are eligible for membership if you live, work, worship, attend school or regularly conduct business in Passaic or Bergen Counties or the undeserved areas of Essex or Union Counties or the City of Newark.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 1015 |
| Date Established | 1936 |
| Assets | $256.72 million |
| Loans | $150.86 million |
| Deposits | $236.02 million |
| Capital | $26.72 million |
Your Current Location: Wisconsin, WI
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.01% | $2,500 | $4,999 |
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|
|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.20% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.10% | $1 | $499 | Learn More |
Your Current Location: Wisconsin, WI
There are currently no loan rates available for North Jersey
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Note to North Jersey
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are North Jersey branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Janesville,Wisconsin
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 794.90 | A | View Lobby Hours | |
| 795.90 | B | View Lobby Hours | |
| 797.60 | C | View Lobby Hours | |
| 798.69 | D | View Lobby Hours |
NORTH JERSEY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of North Jersey. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| North Jersey | U.S. Average |
|---|---|
| 6.86% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, North Jersey had $1,844,297 in non-current loans and $91,200 in owned assets. To cover these potential losses it had $26,715,139 in net worth and $1,508,823 in loans loss reserves. That gives it a Texas Ratio of 6.86%.
| North Jersey | U.S. Average |
|---|---|
| 10.39% | 14.48% |
North Jersey FCU has a net worth of 10.39% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on September 28, 2026
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