NORTHERN REDWOOD

Headquarters

1270 GIUNTOLI LN
Arcata, CA 95521
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Northern Redwood is an NCUA insured institution located in Arcata, CA. It was founded in 1955 and has approximately $24.46 millions in assets.

NCUA Insured Yes
Charter Number # # 10362
Date Established 1955
Assets $24.46 million
Loans $15.87 million
Deposits $22.54 million
Capital $1.79 million
 

Field of Membership Restrictions

Membership is open to those who live or work in Humboldt County, are a member of Teamster No. 137, or work for Simpson Timber Company.

Deposit Rates - January 20, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Northern Redwood

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Loan Rates - January 20, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for NORTHERN REDWOOD

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.480% 2.375% 1.00 $3,500 $972 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.561% 2.500% 0.75 $2,005 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to NORTHERN REDWOOD
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Northern Redwood branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Northern Redwood Locations


Financial Details

Northern Redwood Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Northern Redwood. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Northern Redwood U.S. Average
13.00% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Northern Redwood had $201,648 in non-current loans and $41,366 in owned assets. To cover these potential losses it had $1,787,359 in net worth and $81,984 in loans loss reserves. That gives it a Texas Ratio of 13.00%.

Net Worth
Northern Redwood U.S. Average
7.85% 12.91%

Northern Redwood FCU has a net worth of 7.85% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Northern Redwood

Branches and Savings

What is Northern Redwood?

A federal credit union, registered with the NCUA under certificate #10362.
Learn more about credit unions here.

Is Northern Redwood FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Northern Redwood?

Please see Field of Membership information above for information on who is eligible to join.

What are Northern Redwood's share account and share certificate rates?

Northern Redwood's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Northern Redwood?

Northern Redwood has total capital of $1.79 million. Full information on Northern Redwood's financial position is located above.

Who owns Northern Redwood?

Credit Unions are owned by their members.

Where are Northern Redwood branches located?

See branch locations nearby.

Are Northern Redwood ATMs Open 24/7?

Do Northern Redwood ATMs accept cash deposits?

Can Northern Redwood customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Northern Redwood have a mobile app?

Does Northern Redwood have mobile deposit?

Does Northern Redwood have quick pay?

How can Northern Redwood transfer money to other banks or credit unions?

Does Northern Redwood report to credit bureaus?

Does Northern Redwood use Chexsystems?

Does Northern Redwood use Equifax?

What is Northern Redwood's toll free phone number?

What is Northern Redwood's ACH Routing Number?

What is Northern Redwood's SWIFT code?

Where can I find Northern Redwood's wire transfer form?

What is the Northern Redwood address for deposits?

What Products Does Northern Redwood Offer

Does Northern Redwood offer mortgages?

Compare mortgage rates here.

Does Northern Redwood offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Northern Redwood offer auto and RV loans?

Compare auto loan rates here.

Does Northern Redwood offer student loans or personal loans?

Compare personal loan rates here.

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