Escanaba, MI 49829
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Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Northern United is an NCUA insured institution located in Escanaba, MI. It was founded in 1940 and has approximately $19.74 millions in assets.

NCUA Insured Yes
Charter Number # # 3726
Date Established 1940
Assets $19.74 million
Loans $8.02 million
Deposits $16.70 million
Capital $2.93 million

Deposit Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Northern United

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Loan Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for NORTHERN UNITED

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.669% 2.625% 0.63 $1,450 $1,005 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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Financial Details

Northern United Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Northern United. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Northern United U.S. Average
2.78% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Northern United had $52,138 in non-current loans and $30,000 in owned assets. To cover these potential losses it had $2,931,405 in net worth and $19,257 in loans loss reserves. That gives it a Texas Ratio of 2.78%.

Net Worth
Northern United U.S. Average
14.84% 13.61%

Northern United FCU has a net worth of 14.84% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Northern United

Branches and Savings

What is Northern United?

A federal credit union, registered with the NCUA under certificate #3726.
Learn more about credit unions here.

Is Northern United FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Northern United?

Please see Field of Membership information above for information on who is eligible to join.

What are Northern United's share account and share certificate rates?

Northern United's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Northern United?

Northern United has total capital of $2.93 million. Full information on Northern United's financial position is located above.

Who owns Northern United?

Credit Unions are owned by their members.

Where are Northern United branches located?

See branch locations nearby.

Are Northern United ATMs Open 24/7?

Do Northern United ATMs accept cash deposits?

Can Northern United customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Northern United have a mobile app?

Does Northern United have mobile deposit?

Does Northern United have quick pay?

How can Northern United transfer money to other banks or credit unions?

Does Northern United report to credit bureaus?

Does Northern United use Chexsystems?

Does Northern United use Equifax?

What is Northern United's toll free phone number?

What is Northern United's ACH Routing Number?

What is Northern United's SWIFT code?

Where can I find Northern United's wire transfer form?

What is the Northern United address for deposits?

What Products Does Northern United Offer

Does Northern United offer mortgages?

Compare mortgage rates here.

Does Northern United offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Northern United offer auto and RV loans?

Compare auto loan rates here.

Does Northern United offer student loans or personal loans?

Compare personal loan rates here.

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